Upstart Historical Income Statement
| UPST Stock | USD 23.16 1.17 4.81% |
Historical analysis of Upstart HoldingsInc income statement accounts such as Net Interest Income of 137.4 M, Interest Income of 164 M, Depreciation And Amortization of 26.1 M or Interest Expense of 18.8 M can show how well Upstart HoldingsInc performed in making a profits. Evaluating Upstart HoldingsInc income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Upstart HoldingsInc's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Upstart HoldingsInc latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Upstart HoldingsInc is a good buy for the upcoming year.
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About Upstart Income Statement Analysis
Upstart HoldingsInc Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Upstart HoldingsInc shareholders. The income statement also shows Upstart investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Upstart HoldingsInc Income Statement Chart
Upstart HoldingsInc Income Statement is one of the three primary financial statements used for reporting Upstart's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Upstart HoldingsInc revenue and expense. Upstart HoldingsInc Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Upstart HoldingsInc's Net Interest Income is comparatively stable compared to the past year. Interest Income is likely to gain to about 164 M in 2024, whereas Selling General Administrative is likely to drop slightly above 161.4 M in 2024. Add Fundamental
Total Revenue
Total revenue comprises all receipts Upstart HoldingsInc generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Most accounts from Upstart HoldingsInc's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Upstart HoldingsInc current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.At this time, Upstart HoldingsInc's Net Interest Income is comparatively stable compared to the past year. Interest Income is likely to gain to about 164 M in 2024, whereas Selling General Administrative is likely to drop slightly above 161.4 M in 2024.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Income | 50.6M | 105.6M | 156.2M | 164.0M | Net Interest Income | 47.3M | 94.7M | 130.9M | 137.4M |
Upstart HoldingsInc income statement Correlations
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Upstart HoldingsInc Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Upstart HoldingsInc income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Tax Provision | 74K | 371K | (1.7M) | (409K) | (420K) | (441K) | |
| Net Interest Income | 4.3M | 4.8M | 47.3M | 94.7M | 130.9M | 137.4M | |
| Interest Income | 30.8M | 12.8M | 50.6M | 105.6M | 156.2M | 164.0M | |
| Depreciation And Amortization | 774K | 2.3M | 7.5M | 13.5M | 24.9M | 26.1M | |
| Interest Expense | 26.5M | 8.0M | 3.3M | 10.8M | 34.9M | 18.8M | |
| Selling General Administrative | 56.8M | 83.2M | 240.3M | 373.3M | 212.4M | 161.4M | |
| Selling And Marketing Expenses | 93.2M | 99.7M | 333.5M | 345.8M | 127.1M | 172.3M | |
| Total Revenue | 164.2M | 233.4M | 848.6M | 842.4M | 513.6M | 433.5M | |
| Gross Profit | 139.2M | 195.8M | 731.0M | 654.5M | 488.7M | 367.7M | |
| Other Operating Expenses | 151.0M | 188.4M | 568.5M | 965.8M | 770.1M | 437.7M | |
| Operating Income | (4.6M) | 11.8M | 140.9M | (113.9M) | (256.5M) | (243.7M) | |
| Net Income From Continuing Ops | (5.0M) | 5.6M | 135.4M | (104.0M) | (253.0M) | (240.3M) | |
| Ebit | (4.6M) | 11.8M | 140.9M | (113.9M) | (256.5M) | (243.7M) | |
| Research Development | 18.8M | 38.8M | 134.0M | 237.2M | 280.1M | 294.1M | |
| Ebitda | (3.8M) | 14.0M | 148.4M | (100.4M) | (231.6M) | (220.0M) | |
| Cost Of Revenue | 24.9M | 37.6M | 117.6M | 188.0M | 24.9M | 23.7M | |
| Total Operating Expenses | 168.8M | 221.7M | 707.7M | 956.3M | 745.2M | 467.0M | |
| Reconciled Depreciation | 774K | 2.3M | 7.5M | 13.5M | 19.5M | 20.4M | |
| Income Before Tax | (4.9M) | 6.0M | 133.7M | (109.1M) | (240.0M) | (228.0M) | |
| Total Other Income Expense Net | (4.6M) | (404K) | (7.2M) | (11.7M) | 16.5M | 17.3M | |
| Net Income Applicable To Common Shares | (466K) | 6.0M | 135.4M | (108.7M) | (97.8M) | (92.9M) | |
| Net Income | (5.0M) | 5.6M | 135.4M | (108.7M) | (240.1M) | (228.1M) | |
| Income Tax Expense | 74K | 371K | (1.7M) | (409K) | 107K | 112.4K |
Pair Trading with Upstart HoldingsInc
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Upstart HoldingsInc position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Upstart HoldingsInc will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to Upstart HoldingsInc could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Upstart HoldingsInc when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Upstart HoldingsInc - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Upstart HoldingsInc to buy it.
The correlation of Upstart HoldingsInc is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Upstart HoldingsInc moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Upstart HoldingsInc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Upstart HoldingsInc can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Complementary Tools for Upstart Stock analysis
When running Upstart HoldingsInc's price analysis, check to measure Upstart HoldingsInc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart HoldingsInc is operating at the current time. Most of Upstart HoldingsInc's value examination focuses on studying past and present price action to predict the probability of Upstart HoldingsInc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart HoldingsInc's price. Additionally, you may evaluate how the addition of Upstart HoldingsInc to your portfolios can decrease your overall portfolio volatility.
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Is Upstart HoldingsInc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart HoldingsInc. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart HoldingsInc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.091 | Earnings Share (2.03) | Revenue Per Share 6.783 | Quarterly Revenue Growth 0.258 | Return On Assets (0.05) |
The market value of Upstart HoldingsInc is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart HoldingsInc's value that differs from its market value or its book value, called intrinsic value, which is Upstart HoldingsInc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart HoldingsInc's market value can be influenced by many factors that don't directly affect Upstart HoldingsInc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart HoldingsInc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart HoldingsInc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart HoldingsInc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.