David Kemper - Commerce Bancshares Chairman

CBSH Stock  USD 56.68  0.40  0.70%   

Chairman

Mr. David W. Kemper was Redesignated as Executive Chairman of the Board of the Company., August 1, 2018. Mr. Kemper became Executive Chairman in August 2018. He previously was the Chairman and Chief Executive Officer of the Company from 1991 to 2018 and was President of the Company from 1982 until February 2013. He graduated cum laude from Harvard College, earned a masters degree in English literature from Oxford University, and an M.B.A. from the Stanford Graduate School of Business. He is the Past President of the Federal Advisory Council to the Federal Reserve Board. Mr. Kemper is active in the St. Louis community, serving as a board member of Washington University in St. Louis, the Missouri Botanical Garden, the Donald Danforth Plant Science Center, and a member of Civic Progress in St. Louis. Mr. Kemper brings to the Board a thorough understanding of the financial industry and an appreciation of the values upon which the Company was founded. since 2018.
Age 73
Tenure 6 years
Address 1000Walnut, Kansas City, MO, United States, 64106
Phone816 234 2000
Webhttps://www.commercebank.com

Commerce Bancshares Management Efficiency

The company has return on total asset (ROA) of 0.0154 % which means that it generated a profit of $0.0154 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1701 %, meaning that it created $0.1701 on every $100 dollars invested by stockholders. Commerce Bancshares' management efficiency ratios could be used to measure how well Commerce Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The Commerce Bancshares' current Return On Capital Employed is estimated to increase to -0.0004. As of now, Commerce Bancshares' Net Tangible Assets are increasing as compared to previous years. The Commerce Bancshares' current Intangibles To Total Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 19.2 B.
The company currently holds 2.91 B in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Commerce Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, Commerce Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Commerce Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Commerce to invest in growth at high rates of return. When we think about Commerce Bancshares' use of debt, we should always consider it together with cash and equity.

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Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri. Commerce Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 4595 people. Commerce Bancshares (CBSH) is traded on NASDAQ Exchange in USA. It is located in 1000Walnut, Kansas City, MO, United States, 64106 and employs 4,721 people. Commerce Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Commerce Bancshares Leadership Team

Elected by the shareholders, the Commerce Bancshares' board of directors comprises two types of representatives: Commerce Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Commerce. The board's role is to monitor Commerce Bancshares' management team and ensure that shareholders' interests are well served. Commerce Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Commerce Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Kevin Barth, Executive VP and Executive VP of Commerce Bank
Charles Kim, CFO, Executive VP and Executive VP of Commerce Bank
Margaret Rowe, General Secretary
Paul Steiner, Chief Accounting Officer, Controller
David Kemper, Chairman, CEO, Chairman of Executive Committee, Chairman of Commerce Bank and CEO of Commerce Bank
John Kemper, President, COO, Director, Member of Executive Committee and President of Commerce Bank
John Handy, Executive Vice President
Jeffrey Missman, VP
David Roller, Senior Vice President
Thomas Noack, Sec VP
Robert Holmes, Executive Vice President
Susan BergenPainter, Executive Director

Commerce Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Commerce Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Commerce Bancshares

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Commerce Bancshares position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Commerce Bancshares will appreciate offsetting losses from the drop in the long position's value.

Moving together with Commerce Stock

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Moving against Commerce Stock

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  0.53TFC-PR Truist FinancialPairCorr
  0.42TFC-PO Truist FinancialPairCorr
The ability to find closely correlated positions to Commerce Bancshares could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Commerce Bancshares when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Commerce Bancshares - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Commerce Bancshares to buy it.
The correlation of Commerce Bancshares is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Commerce Bancshares moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Commerce Bancshares moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Commerce Bancshares can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Commerce Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Commerce Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Commerce Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Commerce Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Commerce Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.

Complementary Tools for Commerce Stock analysis

When running Commerce Bancshares' price analysis, check to measure Commerce Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce Bancshares is operating at the current time. Most of Commerce Bancshares' value examination focuses on studying past and present price action to predict the probability of Commerce Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commerce Bancshares' price. Additionally, you may evaluate how the addition of Commerce Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Commerce Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Commerce Bancshares. If investors know Commerce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Commerce Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.05)
Dividend Share
1.041
Earnings Share
3.59
Revenue Per Share
12.095
Quarterly Revenue Growth
0.041
The market value of Commerce Bancshares is measured differently than its book value, which is the value of Commerce that is recorded on the company's balance sheet. Investors also form their own opinion of Commerce Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Commerce Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Commerce Bancshares' market value can be influenced by many factors that don't directly affect Commerce Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Commerce Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Commerce Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Commerce Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.