Ruth Filiberto - Flushing Financial Senior Vice President Director - Human Resources

FFIC Stock  USD 11.38  0.30  2.57%   

President

Ms. Ruth E. Filiberto is Executive Vice President and Director of Human Resources of the Company. Prior to that she had been Senior Vice PresidentDirector of Human Resources of the Company since August 2007. Prior to joining the Company, Ms. Filiberto held various positions, including Vice PresidentDirector, within the Human Resources department at First Data Corporation from 1993 to 2006. since 2016.
Age 59
Tenure 8 years
Address 220 RXR Plaza, Uniondale, NY, United States, 11556
Phone718 961 5400
Webhttps://www.flushingbank.com

Flushing Financial Management Efficiency

As of April 26, 2024, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, Flushing Financial's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0, whereas Total Assets are forecasted to decline to about 4.6 B. Flushing Financial's management efficiency ratios could be used to measure how well Flushing Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 882.1 M in liabilities with Debt to Equity (D/E) ratio of 0.1, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Flushing Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Flushing Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Flushing Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Flushing to invest in growth at high rates of return. When we think about Flushing Financial's use of debt, we should always consider it together with cash and equity.

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Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York. Flushing Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 523 people. Flushing Financial (FFIC) is traded on NASDAQ Exchange in USA. It is located in 220 RXR Plaza, Uniondale, NY, United States, 11556 and employs 549 people. Flushing Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Flushing Financial Leadership Team

Elected by the shareholders, the Flushing Financial's board of directors comprises two types of representatives: Flushing Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Flushing. The board's role is to monitor Flushing Financial's management team and ensure that shareholders' interests are well served. Flushing Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Flushing Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kenneth Tays, Executive Vice President and Chief Audit Officer
Douglas Liang, Senior Officer
Francis Korzekwinski, Chief of Real Estate Lending, Sr. Executive VP, Chief of Real Estate Lending of Flushing Bank and Executive VP of Flushing Bank
Louis Grassi, Independent Director
James Bennett, Independent Director
Rosina Manzi, Executive Vice President and Chief Audit Officer
John McCabe, Independent Director
Jeoung Jin, Executive Vice President - Residential & Mixed-Use and Small Multi-Family Real Estate Lending
Michael Azarian, Independent Director
Sang Han, Independent Director
James Jacovatos, Executive Vice President - Real Estate and Credit Center Manager
John Buran, CEO and President Director, Member of Insurance Committee, Member of Investment Committee, CEO of Flushing Bank and President of Flushing Bank and Director of Flushing Bank
Theresa Kelly, Executive VP of Bus. Banking and Sr. VP of Bus. Banking - Flushing Bank
Michael Bingold, Senior Vice President - Director of Distribution, Client Development
Ruth Filiberto, Senior Vice President Director - Human Resources
Caren Yoh, Director
Albert Savastano, Senior Relations
Patricia Mezeul, Senior Vice President Director - Government Banking
Alexander Gellerman, Senior Vice President CTO
Yan Nuriyev, Senior Officer
David Fry, CFO, Executive VP of Fin. - Flushing Bank, Sr. Executive VP and Treasurer
Alfred DelliBovi, Director
John Stewart, Executive Vice President - Chief of Staff
Michael Hegarty, Independent Director
Barbara Beckmann, Senior Vice President Director - Operations
Caterina dePasquale, Senior Vice President Director - Strategic Development and Delivery
Steven DIorio, Independent Director
Ronald Hartmann, Executive Vice President - Commercial Real Estate Lending
Maria Grasso, COO, Sr. Executive VP, Corporate Secretary, COO of Flushing Bank and Executive VP of Flushing Bank
Donna OBrien, Independent Director
Gary Liotta, Chief Risk Officer, Senior Vice President
Thomas Gulotta, Director
John Roe, Independent Chairman of the Board
Allen Brewer, Senior Vice President CIO
Frank Akalski, Senior Vice President Chief Investment Officer
Susan Cullen, CFO, Chief Accounting Officer, Executive VP and Treasurer
Astrid Burrowes, Senior Vice President Controller
Michael Russo, Independent Director
Robert Kiraly, Senior Vice President Chief Internal Auditor

Flushing Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Flushing Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Flushing Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Flushing Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Flushing Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Flushing Financial Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Flushing Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as various price indices.
For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.
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Complementary Tools for Flushing Stock analysis

When running Flushing Financial's price analysis, check to measure Flushing Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Flushing Financial is operating at the current time. Most of Flushing Financial's value examination focuses on studying past and present price action to predict the probability of Flushing Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Flushing Financial's price. Additionally, you may evaluate how the addition of Flushing Financial to your portfolios can decrease your overall portfolio volatility.
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Is Flushing Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flushing Financial. If investors know Flushing will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flushing Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.88
Earnings Share
0.96
Revenue Per Share
6.39
Quarterly Revenue Growth
0.127
The market value of Flushing Financial is measured differently than its book value, which is the value of Flushing that is recorded on the company's balance sheet. Investors also form their own opinion of Flushing Financial's value that differs from its market value or its book value, called intrinsic value, which is Flushing Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flushing Financial's market value can be influenced by many factors that don't directly affect Flushing Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flushing Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.