Damian Kozlowski - Bancorp CEO, Director

TBBK Stock  USD 33.41  0.19  0.57%   

CEO

Mr. Damian M. Kozlowski is the Chief Executive Officer, Director, President and Director of the Bank of Bancorp Inc since 2017.
Age 59
Tenure 7 years
Address 409 Silverside Road, Wilmington, DE, United States, 19809
Phone302 385 5000
Webhttps://www.thebancorp.com
Kozlowski joined The Bancorp on June 1, 2016, after having served, since 2010, as Chief Executive Officer, President, and Director of Modern Bank, N.A. From 20082009, Mr. Kozlowski served as Chief Executive Officer of Alpha Capital Financing Group, Inc., a private equity firm he founded. From 2000 through 2006, Mr. Kozlowski served in executive capacities with Citigroup Private Bank; as the CEO of its Global Private Bank ; President of its US Private Bank ; Chief Operating Officer and Chief Financial Officer ; and Global Head of Business Development and Strategy . Previously, from 19981999, he was a Managing Director of Bank of America Securities, an investment bank.

Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0246 % which means that it generated a profit of $0.0246 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2562 %, meaning that it created $0.2562 on every $100 dollars invested by stockholders. Bancorp's management efficiency ratios could be used to measure how well Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to rise to 0.03 this year. Return On Capital Employed is expected to rise to 0.00 this year. At this time, Bancorp's Liabilities And Stockholders Equity is quite stable compared to the past year. Total Current Liabilities is expected to rise to about 7 B this year, although the value of Non Current Liabilities Total will most likely fall to about 260.7 M.
The company currently holds 147.86 M in liabilities with Debt to Equity (D/E) ratio of 13.89, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bancorp to invest in growth at high rates of return. When we think about Bancorp's use of debt, we should always consider it together with cash and equity.

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The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware. Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 650 people. The Bancorp (TBBK) is traded on NASDAQ Exchange in USA. It is located in 409 Silverside Road, Wilmington, DE, United States, 19809 and employs 757 people. Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Bancorp Leadership Team

Elected by the shareholders, the Bancorp's board of directors comprises two types of representatives: Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bancorp. The board's role is to monitor Bancorp's management team and ensure that shareholders' interests are well served. Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
William Lamb, Independent Director
Maria Wainwright, Chief Marketing Officer, Managing Director
Donald McGraw, Chief Credit Officer, Executive VP, Chief Credit Officer of The Bancorp Bank and Executive VP of The Bancorp Bank
Mark Connolly, Executive Vice President and Head of Credit Markets
Matt Wallace, CIO, Managing Director
Hersh Kozlov, Independent Director
Michael Bradley, Independent Director
Daniel Cohen, Chairman of the Board
Walter Beach, Independent Director
Sepideh Behram, Senior Vice President Chief Compliance Officer
Erika Caesar, Assistant General Counsel, Managing Director, Chief Diversity Officer
CEH CCISO, Chief Division
Paul Frenkiel, CFO, Executive Vice President - Strategy, Secretary of the Company and the Bank
Andres Viroslav, IR Contact Officer
Gregor Garry, Chief Risk Officer, Managing Director, Deputy COO
Rachel Weiss, Vice Manager
Ryan Harris, Executive Solutions
Jeff Nager, Executive Vice President Head of Commercial Lending
Jennifer Terry, Chief Human Resource Officer, Managing Director
Hugh McFadden, COO
James McEntee, Independent Director
John Chrystal, Interim CEO, Independent Director, Member of Executive Committee, Member of Audit Committee and President of The Bancorp Bank and Independent Director of The Bancorp Bank
John Leto, Chief Administrative Officer
Gail Ball, COO and Executive VP
Damian Kozlowski, CEO, Director
Matthew Cohn, Independent Director
Shivan Govindan, Director
MeiMei Tuan, Independent Director
Thomas Pareigat, Sr. VP and General Legal Counsel
Rob Tacey, Director PR
Steven Turowski, Executive Vice President Chief Risk Officer
Jeremy Kuiper, Managing Director of Payment Solutions Division and Managing Director of the Prepaid Card Group - The Bancorp Bank
John Eggemeyer, Director
Matthew Wallace, Executive Officer
Paul CPA, Secretary, Strategy
Pawneet Abramowski, Chief Compliance Officer

Bancorp Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Bancorp Investors Sentiment

The influence of Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Bancorp. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Bancorp's public news can be used to forecast risks associated with an investment in Bancorp. The trend in average sentiment can be used to explain how an investor holding Bancorp can time the market purely based on public headlines and social activities around The Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bancorp's short interest history, or implied volatility extrapolated from Bancorp options trading.

Currently Active Assets on Macroaxis

When determining whether Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bancorp Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about The Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about The Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Bancorp information on this page should be used as a complementary analysis to other Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

Complementary Tools for Bancorp Stock analysis

When running Bancorp's price analysis, check to measure Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bancorp is operating at the current time. Most of Bancorp's value examination focuses on studying past and present price action to predict the probability of Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bancorp's price. Additionally, you may evaluate how the addition of Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bancorp. If investors know Bancorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.141
Earnings Share
3.49
Revenue Per Share
8.216
Quarterly Revenue Growth
0.051
Return On Assets
0.0246
The market value of Bancorp is measured differently than its book value, which is the value of Bancorp that is recorded on the company's balance sheet. Investors also form their own opinion of Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bancorp's market value can be influenced by many factors that don't directly affect Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.