Embassy Bancorp Financial Statements Trends

Embassy Bancorp Inc -- USA Stock  

USD 15.5  0.05  0.32%

This module enables investors to look at Embassy Bancorp various fundamental indicators over time in order to gain insight into the company future performance. Macroaxis historical fundamental analysis tools allow evaluation of not only typical financial statement drivers such as Consolidated Income of 7.3 M, Earning Before Interest and Taxes EBIT of 10.1 M or Gross Profit of 27.4 M, but also many exotic indicators such as Calculated Tax Rate of 29.6673, PPandE Turnover of 17.4862 or Accrued Expenses Turnover of 91.6259. This module is a perfect complement to use when analyzing Embassy Bancorp Valuation or Volatility. It can also complement various Embassy Bancorp Technical models. Additionally see analysis of Embassy Bancorp Correlation with competitors.

Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Accumulated Other Comprehensive Income1.4 M1.2 M1.1 M
Increasing
Slightly volatile
Total Assets804 M719.1 M588.2 M
Increasing
Slightly volatile
Cash and Equivalents39.8 M19.5 M24.2 M
Increasing
Slightly volatile
Cash and Equivalents USD19 M19.5 M22.5 M
Increasing
Stable
Total Debt10.2 M70.7 M45.6 M
Increasing
Very volatile
Total Debt USD58.9 M70.7 M49.7 M
Increasing
Slightly volatile
Deposit Liabilities669.4 M660.3 M486.9 M
Increasing
Slightly volatile
Shareholders Equity68.1 M68.1 M47.6 M
Increasing
Slightly volatile
Shareholders Equity USD68.1 M68.1 M47.6 M
Increasing
Slightly volatile
Investments761.3 M763.5 M552.9 M
Increasing
Slightly volatile
Total Liabilities733.5 M735.9 M540.4 M
Increasing
Slightly volatile
Trade and Non Trade Payables426.8 K462 K1.3 M
Decreasing
Slightly volatile
Property Plant and Equipment Net2 M2.3 M2.2 M
Decreasing
Slightly volatile
Accumulated Retained Earnings Deficit33.5 M35.2 M15.9 M
Increasing
Slightly volatile
Tax Assets234.1 K199 K380.4 K
Decreasing
Slightly volatile
Long Term Debt3 M3.8 M11.9 M
Decreasing
Slightly volatile

Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Consolidated Income7.3 M7.4 M4.7 M
Increasing
Slightly volatile
Earning Before Interest and Taxes EBIT10.1 M10.4 M6.3 M
Increasing
Slightly volatile
Earning Before Interest and Taxes USD10.1 M10.4 M6.3 M
Increasing
Slightly volatile
Gross Profit27.4 M25.2 M19 M
Increasing
Slightly volatile
Net Income8.1 M7.4 M4.8 M
Increasing
Slightly volatile
Net Income Common Stock7.3 M7.4 M4.7 M
Increasing
Slightly volatile
Net Income Common Stock USD7.3 M7.4 M4.7 M
Increasing
Slightly volatile
Operating Expenses17.6 M17 M12.8 M
Increasing
Slightly volatile
Operating Income10.1 M10.4 M6.3 M
Increasing
Slightly volatile
Revenues31 M27.4 M19.3 M
Increasing
Slightly volatile
Revenues USD27.7 M27.4 M19.1 M
Increasing
Slightly volatile
Selling General and Administrative Expense13.4 M12.8 M9.9 M
Increasing
Slightly volatile
Weighted Average Shares7.5 M7.4 M7.2 M
Increasing
Slightly volatile
Weighted Average Shares Diluted7.8 M7.4 M7.3 M
Increasing
Slightly volatile
Income Tax Expense2.9 M2.9 M1.6 M
Increasing
Slightly volatile

Cash Flow Statement

Trends Matrix
Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditure(854.7 K)(1.3 M)(689.1 K)
Decreasing
Slightly volatile
Depreciation Amortization and Accretion656.8 K605 K551.7 K
Increasing
Slightly volatile
Net Cash Flow or Change in Cash and Cash Equivalents892.1 K3.1 M433.3 K
Increasing
Very volatile
Issuance Purchase of Equity Shares163.2 K180 K571.8 K
Decreasing
Slightly volatile
Issuance Repayment of Debt Securities 13.9 M29.5 M7.9 M
Increasing
Stable
Payment of Dividends and Other Cash Distributions (618.9 K)(736 K)(333 K)
Decreasing
Slightly volatile
Net Cash Flow from Financing61.5 M77.5 M53.8 M
Increasing
Slightly volatile
Net Cash Flow from Investing(69.1 M)(82.9 M)(58.9 M)
Decreasing
Slightly volatile
Net Cash Flow Investment Acquisitions and Disposals(66.1 M)(81.5 M)(57.1 M)
Decreasing
Slightly volatile
Net Cash Flow from Operations9.9 M8.5 M5.7 M
Increasing
Slightly volatile
Share Based Compensation77.4 K49 K50.6 K
Increasing
Slightly volatile
Cash Beginning of Year18 M16.4 M17.7 M
Increasing
Slightly volatile
Cash End of Year18.9 M19.5 M20.9 M
Increasing
Stable

Fundamental Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Asset Turnover0.03740.0350.0331
Increasing
Slightly volatile
Book Value per Share9.24689.2236.6507
Increasing
Slightly volatile
Debt to Equity Ratio0.056110.80710.579
Decreasing
Slightly volatile
Dividend Yield0.00790.0090.0073
Increasing
Slightly volatile
Dividends per Basic Common Share0.08420.10.0562
Increasing
Slightly volatile
EBITDA Margin0.40950.40.3219
Increasing
Slightly volatile
Earnings per Basic Share0.98951.010.655
Increasing
Slightly volatile
Earnings per Diluted Share1.081.00.6525
Increasing
Slightly volatile
Earnings per Basic Share USD0.98951.010.655
Increasing
Slightly volatile
Enterprise Value over EBIT13.157915.07.5965
Increasing
Slightly volatile
Enterprise Value over EBITDA12.9114.3387.3974
Increasing
Slightly volatile
Free Cash Flow per Share5.340.971.0388
Increasing
Slightly volatile
Gross Margin1.17651.01.0147
Increasing
Slightly volatile
Profit Margin0.26070.2710.2351
Increasing
Slightly volatile
Payout Ratio0.08840.0990.0643
Increasing
Slightly volatile
Price to Book Value1.451.1830.9747
Increasing
Slightly volatile
Price to Earnings Ratio14.3110.8028.8654
Increasing
Slightly volatile
Price to Sales Ratio3.712.9422.3298
Increasing
Slightly volatile
Return on Average Assets0.00860.010.0074
Increasing
Slightly volatile
Return on Average Equity0.10610.1130.0938
Increasing
Slightly volatile
Return on Invested Capital0.01410.0120.0103
Increasing
Slightly volatile
Return on Sales0.38420.3780.2889
Increasing
Slightly volatile
Sales per Share3.75893.7092.702
Increasing
Slightly volatile
Tangible Assets Book Value per Share10910982.9541
Increasing
Slightly volatile
Total Assets Per Share10910982.7636
Increasing
Slightly volatile
Cash Flow Per Share1.15391.14870.7586
Increasing
Slightly volatile
Calculated Tax Rate29.667328.463830.5105
Decreasing
Slightly volatile
PPandE Turnover17.486216.459113.0081
Increasing
Slightly volatile
Cash and Equivalents Turnover1.89391.8311.5724
Increasing
Very volatile
Accrued Expenses Turnover91.625976.572149.9911
Increasing
Slightly volatile
Revenue to Assets0.04120.03860.0458
Decreasing
Slightly volatile

Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Average Assets784 M779.4 M576.8 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA10.8 M11 M6.8 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD10.8 M11 M6.8 M
Increasing
Slightly volatile
Earnings before Tax10.1 M10.4 M6.3 M
Increasing
Slightly volatile
Average Equity65.3 M65.4 M46 M
Increasing
Slightly volatile
Enterprise Value85.2 M157.2 M67.6 M
Increasing
Slightly volatile
Free Cash Flow7.7 M7.2 M4.9 M
Increasing
Slightly volatile
Invested Capital Average824.5 M840.6 M604.3 M
Increasing
Slightly volatile
Market Capitalization115.2 M80.6 M57.4 M
Increasing
Slightly volatile
Tangible Asset Value801.6 M804 M588 M
Increasing
Slightly volatile
Revenue Per Employee432.2 K408.6 K403.1 K
Increasing
Stable
Net Income Per Employee100.2 K97.5 K73.7 K
Increasing
Slightly volatile