First Historical Financial Ratios

FSFG Stock  USD 27.00  0.10  0.37%   
First Savings is recently reporting on over 108 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 39.1 or Book Value Per Share of 21.03 will help investors to properly organize and evaluate First Savings Financial financial condition quickly.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About First Financial Ratios Analysis

First Savings FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate First Savings investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on First financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across First Savings history.

First Savings Financial Ratios Chart

At this time, First Savings' Net Income Per Share is most likely to increase slightly in the upcoming years. The First Savings' current Interest Coverage is estimated to increase to 4.47, while PTB Ratio is projected to decrease to 0.73.
Add Fundamental
Price To Sales RatioPtb Ratio
Days Sales OutstandingBook Value Per Share
Invested CapitalAverage Payables
Capex To DepreciationPb Ratio
Ev To SalesRoic
Inventory TurnoverNet Income Per Share
Days Of Inventory On HandPayables Turnover
Sales General And Administrative To RevenueAverage Inventory
Research And Ddevelopement To RevenueCash Per Share
PocfratioInterest Coverage
Capex To Operating Cash FlowPfcf Ratio
Days Payables OutstandingNet Current Asset Value
Income QualityRoe
Tangible Asset ValueEv To Operating Cash Flow
Pe RatioReturn On Tangible Assets
Ev To Free Cash FlowEarnings Yield
Intangibles To Total AssetsNet Debt To E B I T D A
Current RatioTangible Book Value Per Share
Receivables TurnoverGraham Number
Shareholders Equity Per ShareDebt To Equity
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Dividend YieldFree Cash Flow Yield
Operating Cash Flow Per ShareStock Based Compensation To Revenue
Free Cash Flow Per ShareCapex To Revenue
Payout RatioCapex Per Share
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Price To Book RatioFixed Asset Turnover
Capital Expenditure Coverage RatioPrice Cash Flow Ratio
Enterprise Value MultipleDebt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On EquityDividend Payout Ratio
Operating Cash Flow Sales RatioCash Flow Coverage Ratios
Cash Flow To Debt Ratio

Price To Sales Ratio

Price to Sales Ratio is figured by comparing First Savings Financial stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on First Savings sales, a figure that is much harder to manipulate than other First Savings Financial multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Capex To Depreciation

The ratio of a company's capital expenditures to its depreciation expenses, indicating how much the company is investing in physical assets relative to the aging of existing assets.
Most ratios from First Savings' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into First Savings Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, First Savings' Net Income Per Share is most likely to increase slightly in the upcoming years. The First Savings' current Interest Coverage is estimated to increase to 4.47, while PTB Ratio is projected to decrease to 0.73.
 2021 2022 2024 (projected)
PTB Ratio1.060.670.73
Price To Sales Ratio1.451.161.15

First Savings fundamentals Correlations

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0.27-0.54-0.21-0.131.00.090.040.28-0.110.160.370.220.08-0.360.870.220.070.760.18-0.040.21-0.13-0.28-0.210.64
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-0.35-0.21-0.120.57-0.210.24-0.38-0.04-0.13-0.02-0.56-0.31-0.1-0.11-0.21-0.140.04-0.35-0.25-0.08-0.270.95-0.31.00.0
-0.59-0.13-0.040.57-0.130.040.040.18-0.50.04-0.04-0.48-0.08-0.36-0.16-0.180.05-0.33-0.37-0.28-0.510.52-0.650.570.01
0.271.0-0.54-0.21-0.130.090.040.28-0.110.160.370.220.08-0.360.870.220.070.760.18-0.040.21-0.13-0.28-0.210.64
-0.260.09-0.510.240.040.09-0.820.20.52-0.220.12-0.27-0.39-0.280.21-0.21-0.650.17-0.240.35-0.20.490.370.240.14
0.420.040.58-0.380.040.04-0.82-0.19-0.560.130.090.10.240.13-0.180.090.73-0.180.07-0.5-0.05-0.6-0.3-0.37-0.25
-0.50.28-0.68-0.040.180.280.2-0.190.340.10.56-0.04-0.010.080.60.08-0.570.570.010.590.440.07-0.36-0.070.68
-0.07-0.11-0.28-0.13-0.5-0.110.52-0.560.34-0.080.050.13-0.110.530.10.04-0.50.130.120.490.450.060.37-0.160.01
-0.060.16-0.05-0.020.040.16-0.220.130.1-0.08-0.090.830.940.180.160.970.050.090.880.040.19-0.05-0.29-0.030.13
-0.190.37-0.38-0.56-0.040.370.120.090.560.05-0.09-0.11-0.2-0.10.48-0.09-0.360.51-0.130.230.24-0.480.04-0.570.46
0.280.22-0.04-0.31-0.480.22-0.270.1-0.040.130.83-0.110.860.30.240.930.060.280.970.180.44-0.310.08-0.310.14
0.020.080.06-0.1-0.080.08-0.390.24-0.01-0.110.94-0.20.860.280.080.930.130.050.930.050.27-0.16-0.24-0.10.07
-0.02-0.360.25-0.11-0.36-0.36-0.280.130.080.530.18-0.10.30.28-0.290.220.1-0.290.30.090.66-0.150.01-0.13-0.22
-0.030.87-0.82-0.21-0.160.870.21-0.180.60.10.160.480.240.08-0.290.24-0.350.950.230.430.44-0.07-0.2-0.230.89
0.070.22-0.09-0.14-0.180.22-0.210.090.080.040.97-0.090.930.930.220.240.020.210.950.130.3-0.15-0.14-0.150.17
0.630.070.690.040.050.07-0.650.73-0.57-0.50.05-0.360.060.130.1-0.350.02-0.42-0.02-0.85-0.25-0.19-0.290.05-0.48
0.060.76-0.76-0.35-0.330.760.17-0.180.570.130.090.510.280.05-0.290.950.21-0.420.250.550.46-0.210.03-0.360.86
0.140.18-0.08-0.25-0.370.18-0.240.070.010.120.88-0.130.970.930.30.230.95-0.020.250.230.42-0.240.0-0.250.17
-0.45-0.04-0.7-0.08-0.28-0.040.35-0.50.590.490.040.230.180.050.090.430.13-0.850.550.230.520.080.28-0.10.61
-0.120.21-0.39-0.27-0.510.21-0.2-0.050.440.450.190.240.440.270.660.440.3-0.250.460.420.52-0.22-0.05-0.30.52
-0.43-0.13-0.310.950.52-0.130.49-0.60.070.06-0.05-0.48-0.31-0.16-0.15-0.07-0.15-0.19-0.21-0.240.08-0.22-0.220.950.11
0.36-0.280.13-0.3-0.65-0.280.37-0.3-0.360.37-0.290.040.08-0.240.01-0.2-0.14-0.290.030.00.28-0.05-0.22-0.29-0.25
-0.33-0.21-0.11.00.57-0.210.24-0.37-0.07-0.16-0.03-0.57-0.31-0.1-0.13-0.23-0.150.05-0.36-0.25-0.1-0.30.95-0.29-0.02
-0.350.64-0.90.00.010.640.14-0.250.680.010.130.460.140.07-0.220.890.17-0.480.860.170.610.520.11-0.25-0.02
Click cells to compare fundamentals

First Savings Account Relationship Matchups

First Savings fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio2.131.121.451.161.211.15
Ptb Ratio1.212.441.11.060.670.73
Days Sales Outstanding21.9213.0712.8327.1831.2639.1
Book Value Per Share7.4325.3821.62332.9225.9321.03
Capex To Depreciation3.932.450.3413.0111.7112.3
Pb Ratio1.212.441.11.060.670.73
Ev To Sales3.772.454.265.593.832.58
Roic0.06350.06450.0390.01450.120.0799
Net Income Per Share1.574.162.181.191.992.09
Cash Per Share11.1133.7850.9720.4618.4115.9
Pocfratio(2.75)1.731.09(57.87)(66.56)(63.23)
Interest Coverage4.374.892.820.24.264.47
Capex To Operating Cash Flow(0.0523)0.04910.005611(1.69)(1.95)(1.85)
Pfcf Ratio(2.61)1.821.1(21.48)(24.7)(23.46)
Income Quality(4.1)3.839.05(0.21)(0.25)(0.23)
Roe0.130.210.160.05410.07670.0558
Ev To Operating Cash Flow(4.88)3.793.2(278.84)(320.66)(304.63)
Pe Ratio11.526.7210.5412.3411.9711.37
Return On Tangible Assets0.01930.01790.0077710.0035860.005570.005898
Ev To Free Cash Flow(4.63)3.983.22(103.47)(118.99)(113.04)
Earnings Yield0.08680.150.09490.0810.08360.0598
Intangibles To Total Assets0.02070.03770.03780.0043030.0041810.003972
Net Debt To E B I T D A6.25.659.9447.075.194.3
Current Ratio354.54954.85293.043.460.270.26
Tangible Book Value Per Share5.7116.2510.6331.4824.4319.55
Receivables Turnover16.6527.9328.4513.4312.089.94
Graham Number16.248.7432.5624.3334.0735.78
Shareholders Equity Per Share7.4125.3821.6222.0525.9327.23
Graham Net Net(65.5)(185.31)(218.03)19.15(332.81)(316.17)
Revenue Per Share8.5124.9915.8512.6919.620.59
Interest Debt Per Share18.040.5172.3466.2453.5956.27
Debt To Assets0.230.210.160.240.180.11
Dividend Yield0.0041390.0084790.02770.03760.03380.0355
Free Cash Flow Yield(0.38)0.550.91(0.0466)(0.0419)(0.0398)
Operating Cash Flow Per Share(6.59)16.1621.08(0.25)(0.23)(0.22)
Stock Based Compensation To Revenue0.0015460.001560.006150.0080310.0092350.008774
Free Cash Flow Per Share(6.93)15.3720.96(0.69)(0.62)(0.59)

Currently Active Assets on Macroaxis

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.753
Earnings Share
1.35
Revenue Per Share
9.882
Quarterly Revenue Growth
(0.22)
Return On Assets
0.0057
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.