First Historical Financial Ratios
| FSFG Stock | USD 27.00 0.10 0.37% |
First Savings is recently reporting on over 108 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 39.1 or Book Value Per Share of 21.03 will help investors to properly organize and evaluate First Savings Financial financial condition quickly.
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About First Financial Ratios Analysis
First Savings FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate First Savings investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on First financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across First Savings history.
First Savings Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing First Savings Financial stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on First Savings sales, a figure that is much harder to manipulate than other First Savings Financial multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Book Value Per Share
The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.Capex To Depreciation
The ratio of a company's capital expenditures to its depreciation expenses, indicating how much the company is investing in physical assets relative to the aging of existing assets.Most ratios from First Savings' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into First Savings Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, First Savings' Net Income Per Share is most likely to increase slightly in the upcoming years. The First Savings' current Interest Coverage is estimated to increase to 4.47, while PTB Ratio is projected to decrease to 0.73.
| 2021 | 2022 | 2024 (projected) | PTB Ratio | 1.06 | 0.67 | 0.73 | Price To Sales Ratio | 1.45 | 1.16 | 1.15 |
First Savings fundamentals Correlations
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First Savings Account Relationship Matchups
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First Savings fundamentals Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Price To Sales Ratio | 2.13 | 1.12 | 1.45 | 1.16 | 1.21 | 1.15 | |
| Ptb Ratio | 1.21 | 2.44 | 1.1 | 1.06 | 0.67 | 0.73 | |
| Days Sales Outstanding | 21.92 | 13.07 | 12.83 | 27.18 | 31.26 | 39.1 | |
| Book Value Per Share | 7.43 | 25.38 | 21.62 | 332.92 | 25.93 | 21.03 | |
| Capex To Depreciation | 3.93 | 2.45 | 0.34 | 13.01 | 11.71 | 12.3 | |
| Pb Ratio | 1.21 | 2.44 | 1.1 | 1.06 | 0.67 | 0.73 | |
| Ev To Sales | 3.77 | 2.45 | 4.26 | 5.59 | 3.83 | 2.58 | |
| Roic | 0.0635 | 0.0645 | 0.039 | 0.0145 | 0.12 | 0.0799 | |
| Net Income Per Share | 1.57 | 4.16 | 2.18 | 1.19 | 1.99 | 2.09 | |
| Cash Per Share | 11.11 | 33.78 | 50.97 | 20.46 | 18.41 | 15.9 | |
| Pocfratio | (2.75) | 1.73 | 1.09 | (57.87) | (66.56) | (63.23) | |
| Interest Coverage | 4.37 | 4.89 | 2.82 | 0.2 | 4.26 | 4.47 | |
| Capex To Operating Cash Flow | (0.0523) | 0.0491 | 0.005611 | (1.69) | (1.95) | (1.85) | |
| Pfcf Ratio | (2.61) | 1.82 | 1.1 | (21.48) | (24.7) | (23.46) | |
| Income Quality | (4.1) | 3.83 | 9.05 | (0.21) | (0.25) | (0.23) | |
| Roe | 0.13 | 0.21 | 0.16 | 0.0541 | 0.0767 | 0.0558 | |
| Ev To Operating Cash Flow | (4.88) | 3.79 | 3.2 | (278.84) | (320.66) | (304.63) | |
| Pe Ratio | 11.52 | 6.72 | 10.54 | 12.34 | 11.97 | 11.37 | |
| Return On Tangible Assets | 0.0193 | 0.0179 | 0.007771 | 0.003586 | 0.00557 | 0.005898 | |
| Ev To Free Cash Flow | (4.63) | 3.98 | 3.22 | (103.47) | (118.99) | (113.04) | |
| Earnings Yield | 0.0868 | 0.15 | 0.0949 | 0.081 | 0.0836 | 0.0598 | |
| Intangibles To Total Assets | 0.0207 | 0.0377 | 0.0378 | 0.004303 | 0.004181 | 0.003972 | |
| Net Debt To E B I T D A | 6.2 | 5.65 | 9.94 | 47.07 | 5.19 | 4.3 | |
| Current Ratio | 354.54 | 954.85 | 293.04 | 3.46 | 0.27 | 0.26 | |
| Tangible Book Value Per Share | 5.71 | 16.25 | 10.6 | 331.48 | 24.43 | 19.55 | |
| Receivables Turnover | 16.65 | 27.93 | 28.45 | 13.43 | 12.08 | 9.94 | |
| Graham Number | 16.2 | 48.74 | 32.56 | 24.33 | 34.07 | 35.78 | |
| Shareholders Equity Per Share | 7.41 | 25.38 | 21.62 | 22.05 | 25.93 | 27.23 | |
| Graham Net Net | (65.5) | (185.31) | (218.03) | 19.15 | (332.81) | (316.17) | |
| Revenue Per Share | 8.51 | 24.99 | 15.85 | 12.69 | 19.6 | 20.59 | |
| Interest Debt Per Share | 18.0 | 40.51 | 72.34 | 66.24 | 53.59 | 56.27 | |
| Debt To Assets | 0.23 | 0.21 | 0.16 | 0.24 | 0.18 | 0.11 | |
| Dividend Yield | 0.004139 | 0.008479 | 0.0277 | 0.0376 | 0.0338 | 0.0355 | |
| Free Cash Flow Yield | (0.38) | 0.55 | 0.91 | (0.0466) | (0.0419) | (0.0398) | |
| Operating Cash Flow Per Share | (6.59) | 16.16 | 21.08 | (0.25) | (0.23) | (0.22) | |
| Stock Based Compensation To Revenue | 0.001546 | 0.00156 | 0.00615 | 0.008031 | 0.009235 | 0.008774 | |
| Free Cash Flow Per Share | (6.93) | 15.37 | 20.96 | (0.69) | (0.62) | (0.59) |
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When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.753 | Earnings Share 1.35 | Revenue Per Share 9.882 | Quarterly Revenue Growth (0.22) | Return On Assets 0.0057 |
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.