Penns Good Will vs Retained Earnings Analysis

PWOD Stock  USD 19.48  0.09  0.46%   
Penns Woods financial indicator trend analysis is much more than just breaking down Penns Woods Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Penns Woods Bancorp is a good investment. Please check the relationship between Penns Woods Good Will and its Retained Earnings accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Penns Woods Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.

Good Will vs Retained Earnings

Good Will vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Penns Woods Bancorp Good Will account and Retained Earnings. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between Penns Woods' Good Will and Retained Earnings is 0.59. Overlapping area represents the amount of variation of Good Will that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Penns Woods Bancorp, assuming nothing else is changed. The correlation between historical values of Penns Woods' Good Will and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Good Will of Penns Woods Bancorp are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Good Will i.e., Penns Woods' Good Will and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.59
Relationship DirectionPositive 
Relationship StrengthWeak

Good Will

An intangible asset that arises when a company acquires another business for more than the fair market value of its net identifiable assets, representing the value of the brand, customer base, and other intangible factors.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.
Most indicators from Penns Woods' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Penns Woods Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Penns Woods Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
At present, Penns Woods' Sales General And Administrative To Revenue is projected to slightly decrease based on the last few years of reporting. The current year's Enterprise Value Over EBITDA is expected to grow to 572.83, whereas Selling General Administrative is forecasted to decline to about 13.9 M.
 2021 2022 2023 2024 (projected)
Interest Expense8.7M7.1M14.5M8.0M
Depreciation And Amortization1.1M994K3.4M3.5M

Penns Woods fundamental ratios Correlations

0.830.510.540.80.930.530.990.430.550.250.930.060.890.740.820.691.00.950.160.730.530.580.540.60.85
0.830.840.810.480.620.870.840.030.780.360.91-0.370.840.50.550.380.830.850.20.460.540.810.870.440.88
0.510.840.870.110.280.780.52-0.080.810.520.69-0.580.60.110.230.080.510.630.260.060.230.860.820.050.77
0.540.810.870.10.290.790.59-0.150.980.510.61-0.670.710.120.230.060.540.72-0.230.050.350.950.760.130.8
0.80.480.110.10.840.20.760.470.150.030.670.390.570.910.810.910.80.670.240.890.350.160.190.820.51
0.930.620.280.290.840.280.890.560.30.090.840.230.730.710.860.760.930.870.170.710.430.410.30.550.72
0.530.870.780.790.20.280.56-0.460.750.290.67-0.60.550.320.340.180.530.590.050.280.50.720.90.410.65
0.990.840.520.590.760.890.560.40.60.30.92-0.010.930.690.750.610.990.950.070.670.60.630.560.560.86
0.430.03-0.08-0.150.470.56-0.460.4-0.110.060.290.570.390.260.310.320.430.340.260.27-0.05-0.02-0.26-0.010.27
0.550.780.810.980.150.30.750.6-0.110.540.56-0.590.710.210.250.10.550.72-0.270.150.250.930.660.180.82
0.250.360.520.510.030.090.290.30.060.540.24-0.220.440.00.01-0.020.250.34-0.03-0.040.220.550.19-0.210.52
0.930.910.690.610.670.840.670.920.290.560.24-0.170.820.60.740.580.930.90.30.580.550.650.730.510.84
0.06-0.37-0.58-0.670.390.23-0.6-0.010.57-0.59-0.22-0.17-0.120.320.20.360.05-0.170.370.38-0.12-0.62-0.540.14-0.27
0.890.840.60.710.570.730.550.930.390.710.440.82-0.120.480.510.40.890.9-0.040.450.650.720.610.360.86
0.740.50.110.120.910.710.320.690.260.210.00.60.320.480.80.860.730.590.230.990.230.120.210.90.47
0.820.550.230.230.810.860.340.750.310.250.010.740.20.510.80.890.810.750.20.810.280.270.30.70.57
0.690.380.080.060.910.760.180.610.320.1-0.020.580.360.40.860.890.690.590.240.850.240.090.160.790.4
1.00.830.510.540.80.930.530.990.430.550.250.930.050.890.730.810.690.950.160.720.540.590.550.590.85
0.950.850.630.720.670.870.590.950.340.720.340.9-0.170.90.590.750.590.95-0.020.560.460.780.570.470.94
0.160.20.26-0.230.240.170.050.070.26-0.27-0.030.30.37-0.040.230.20.240.16-0.020.26-0.1-0.170.20.070.05
0.730.460.060.050.890.710.280.670.270.15-0.040.580.380.450.990.810.850.720.560.260.220.060.160.870.42
0.530.540.230.350.350.430.50.6-0.050.250.220.55-0.120.650.230.280.240.540.46-0.10.220.280.590.330.34
0.580.810.860.950.160.410.720.63-0.020.930.550.65-0.620.720.120.270.090.590.78-0.170.060.280.660.070.89
0.540.870.820.760.190.30.90.56-0.260.660.190.73-0.540.610.210.30.160.550.570.20.160.590.660.30.59
0.60.440.050.130.820.550.410.56-0.010.18-0.210.510.140.360.90.70.790.590.470.070.870.330.070.30.31
0.850.880.770.80.510.720.650.860.270.820.520.84-0.270.860.470.570.40.850.940.050.420.340.890.590.31
Click cells to compare fundamentals

Penns Woods Account Relationship Matchups

Penns Woods fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.7B1.8B1.9B2.0B2.2B2.3B
Short Long Term Debt Total171.0M161.9M134.6M258.8M401.1M421.1M
Other Current Liab(6.6M)(6.4M)(6.4M)2.1M1.3B1.3B
Total Current Liabilities6.6M6.4M6.4M156.1M1.4B1.5B
Total Stockholder Equity155.0M164.1M172.3M167.7M191.6M105.0M
Property Plant And Equipment Net37.1M35.8M36.9M34.5M32.8M34.4M
Net Debt122.4M(51.5M)(79.3M)218.5M363.6M381.8M
Retained Earnings76.6M82.8M89.8M98.1M107.2M112.6M
Cash48.6M213.4M213.9M40.3M37.5M37.7M
Non Current Assets Total205.0M217.2M226.8M58.1M2.2B2.3B
Non Currrent Assets Other(3.3M)(2.5M)(2.9M)(199.6M)2.1B2.2B
Other Assets1.3B1.2B1.3B1.7B1.9B2.0B
Cash And Short Term Investments197.2M375.6M380.3M234.0M(29.0M)(27.5M)
Net Receivables5.2M8.4M8.0M9.5M11.0M11.6M
Common Stock Total Equity41.8M41.8M41.9M42.0M48.3M37.0M
Common Stock Shares Outstanding7.1M7.0M7.1M7.1M7.1M7.2M
Liabilities And Stockholders Equity1.7B1.8B1.9B2.0B2.2B2.3B
Other Stockholder Equity39.4M40.4M41.7M41.4M48.9M26.5M
Total Liab1.5B1.7B1.8B1.8B2.0B2.1B
Property Plant And Equipment Gross37.1M35.8M36.9M34.5M55.2M58.0M
Total Current Assets202.5M384.0M388.3M243.5M48.5M46.1M
Common Stock41.8M41.8M41.9M42.0M44.6M37.4M
Non Current Liabilities Total166.1M156.7M128.9M1.7B575.6M604.4M
Accumulated Other Comprehensive Income(2.8M)(882K)(1.1M)(14.0M)(9.2M)(8.7M)
Accounts Payable1.7M1.1M651K603K3.8M4.0M
Short Term Debt4.9M5.2M5.7M153.3M186.6M195.9M
Other Liab13.7M13.0M12.0M16.5M19.0M10.9M
Long Term Debt161.9M153.5M126.0M102.8M245M257.3M
Inventory(53.9M)(221.8M)(271.9M)(49.8M)17.9M18.8M
Property Plant Equipment37.1M32.7M36.9M34.5M39.7M41.7M
Other Current Assets53.9M221.8M271.9M49.8M48.5M46.1M
Intangible Assets898K671K480K327K210K199.5K
Short Term Investments148.6M162.3M166.4M193.7M190.9M156.9M
Net Tangible Assets137.0M146.4M154.7M150.9M173.5M134.3M
Noncontrolling Interest In Consolidated Entity2K8K22K4K4.6K4.0K
Retained Earnings Total Equity76.6M82.8M89.8M98.1M112.9M71.5M
Capital Surpluse51.5M52.5M53.8M54.3M62.4M50.3M
Long Term Investments1.5B167.5M172.3M199.6M199.9M189.9M

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When determining whether Penns Woods Bancorp is a strong investment it is important to analyze Penns Woods' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Penns Woods' future performance. For an informed investment choice regarding Penns Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Penns Woods Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

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Is Penns Woods' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Penns Woods. If investors know Penns will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Penns Woods listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
1.28
Earnings Share
2.19
Revenue Per Share
8.86
Quarterly Revenue Growth
(0.03)
The market value of Penns Woods Bancorp is measured differently than its book value, which is the value of Penns that is recorded on the company's balance sheet. Investors also form their own opinion of Penns Woods' value that differs from its market value or its book value, called intrinsic value, which is Penns Woods' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Penns Woods' market value can be influenced by many factors that don't directly affect Penns Woods' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Penns Woods' value and its price as these two are different measures arrived at by different means. Investors typically determine if Penns Woods is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Penns Woods' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.