First Historical Financial Ratios

FSFG Stock  USD 16.31  0.04  0.25%   
First Savings is recently reporting on over 108 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 0.73 or Days Sales Outstanding of 39.1 will help investors to properly organize and evaluate First Savings Financial financial condition quickly.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

About First Financial Ratios Analysis

First Savings FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate First Savings investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on First financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across First Savings history.

First Savings Financial Ratios Chart

First Savings Financial financial ratios usually calculated using numerical values taken directly from First Savings financial statements such as income statements or balance sheets. They help investors to obtain meaningful information about First Savings. Most financial ratios help to conduct quantitative analysis to assess vital information about the company's valuation as well as profitability and liquidity indicators such as leverage, growth, profit margins, and different types of rates of return.
At this time, First Savings' PTB Ratio is most likely to increase slightly in the upcoming years. The First Savings' current Days Sales Outstanding is estimated to increase to 39.10, while Operating Cash Flow Per Share is forecasted to increase to (0.22).
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing First Savings Financial stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on First Savings sales, a figure that is much harder to manipulate than other First Savings Financial multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is First Savings Financial dividend as a percentage of First Savings stock price. First Savings Financial dividend yield is a measure of First Savings stock productivity, which can be interpreted as interest rate earned on an First Savings investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from First Savings' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into First Savings Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
At this time, First Savings' PTB Ratio is most likely to increase slightly in the upcoming years. The First Savings' current Days Sales Outstanding is estimated to increase to 39.10, while Operating Cash Flow Per Share is forecasted to increase to (0.22).
 2021 2022 2023 2024 (projected)
Dividend Yield0.02770.03760.03380.0355
Price To Sales Ratio1.451.161.332.53

First Savings fundamentals Correlations

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-0.260.17-0.26-0.020.430.090.980.33-0.26-0.030.980.020.370.260.670.130.250.09-0.220.180.93-0.090.17-0.23-0.09
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-0.30.13-0.16-0.140.50.980.181.00.28-0.16-0.030.00.510.30.650.110.30.06-0.180.140.890.040.15-0.250.02
0.62-0.620.180.46-0.70.02-0.67-0.020.480.18-0.820.0-0.18-0.11-0.30.170.2-0.61-0.440.350.260.010.260.570.09
-0.43-0.240.36-0.780.610.370.350.540.130.360.220.51-0.180.120.490.120.53-0.29-0.140.050.160.70.18-0.60.69
0.08-0.150.09-0.020.230.260.160.270.110.090.20.3-0.110.120.19-0.220.12-0.090.29-0.280.090.06-0.23-0.030.01
-0.210.05-0.07-0.280.460.670.20.650.49-0.070.490.65-0.30.490.19-0.080.41-0.04-0.1-0.110.530.130.04-0.570.15
-0.07-0.080.16-0.05-0.060.130.050.12-0.030.16-0.230.110.170.12-0.22-0.08-0.03-0.09-0.870.940.180.160.970.040.09
0.06-0.620.55-0.54-0.150.25-0.260.30.760.550.110.30.20.530.120.41-0.03-0.68-0.34-0.020.10.70.16-0.480.8
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-0.120.39-0.250.020.33-0.220.28-0.19-0.44-0.250.32-0.18-0.44-0.140.29-0.1-0.87-0.340.44-0.88-0.3-0.26-0.950.03-0.28
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-0.080.16-0.330.250.210.93-0.060.880.34-0.33-0.290.890.260.160.090.530.180.10.08-0.30.28-0.260.220.05-0.27
-0.09-0.530.88-0.80.02-0.090.280.060.260.880.170.040.010.70.060.130.160.7-0.54-0.260.09-0.260.26-0.410.95
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Click cells to compare fundamentals

First Savings Account Relationship Matchups

First Savings fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio2.131.121.451.161.332.53
Dividend Yield0.0041390.0084790.02770.03760.03380.0355
Ptb Ratio2.441.11.060.670.60.73
Days Sales Outstanding21.9213.0712.8327.1831.2639.1
Book Value Per Share7.4125.3821.6222.0519.8420.83
Free Cash Flow Yield(0.38)0.550.91(0.0466)(0.0419)(0.0398)
Operating Cash Flow Per Share(6.59)16.1621.08(0.25)(0.23)(0.22)
Stock Based Compensation To Revenue0.0015460.001560.006150.0080310.0092350.0166
Capex To Depreciation(3.93)(2.45)(0.34)(13.01)(14.97)(14.22)
Pb Ratio2.441.11.060.670.60.73
Ev To Sales3.772.454.265.595.032.55
Free Cash Flow Per Share(6.93)15.3720.96(0.69)(0.62)(0.59)
Roic0.06350.06450.0390.01450.01670.0159
Net Income Per Share1.574.162.181.191.070.78
Capex To Revenue(0.0405)(0.0318)(0.007463)(0.034)(0.0306)(0.0321)
Cash Per Share11.1133.7850.9720.4618.4115.9
Pocfratio(2.75)1.731.09(57.87)(66.56)(63.23)
Interest Coverage4.374.892.820.20.180.17
Payout Ratio0.04770.0570.290.460.420.44
Capex To Operating Cash Flow0.0523(0.0491)(0.005611)1.691.531.6
Pfcf Ratio(2.61)1.821.1(21.48)(24.7)(23.46)
Income Quality(4.1)3.839.05(0.21)(0.25)(0.23)
Roe0.130.210.160.05410.04870.0556
Ev To Operating Cash Flow(4.88)3.793.2(278.84)(320.66)(304.63)
Pe Ratio11.526.7210.5412.3414.213.49
Return On Tangible Assets0.01930.01790.0077710.0035860.0032270.005966
Ev To Free Cash Flow(4.63)3.983.22(103.47)(118.99)(113.04)
Earnings Yield0.08680.150.09490.0810.07290.0594
Intangibles To Total Assets0.02070.03770.03780.0043030.0038720.003679
Net Debt To E B I T D A6.25.659.9447.0742.3644.48
Current Ratio354.54954.85293.043.463.112.95
Tangible Book Value Per Share5.7116.2510.6322.23290.0304.5
Receivables Turnover16.6527.9328.4513.4312.089.94
Graham Number16.248.7432.5624.3321.912.12
Shareholders Equity Per Share7.4125.3821.6222.0519.8420.83
Capex Per Share(0.34)(0.79)(0.12)(0.43)(0.5)(0.52)
Graham Net Net(65.5)(185.31)(218.03)19.1522.0323.13
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Savings in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Savings' short interest history, or implied volatility extrapolated from First Savings options trading.

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When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the First Savings Financial information on this page should be used as a complementary analysis to other First Savings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.

Complementary Tools for First Stock analysis

When running First Savings' price analysis, check to measure First Savings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Savings is operating at the current time. Most of First Savings' value examination focuses on studying past and present price action to predict the probability of First Savings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Savings' price. Additionally, you may evaluate how the addition of First Savings to your portfolios can decrease your overall portfolio volatility.
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Is First Savings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.333
Dividend Share
0.57
Earnings Share
1.09
Revenue Per Share
11.148
Quarterly Revenue Growth
(0.20)
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.