Brian Vereb - Bread Financial Head Relations

A1LL34 Stock  BRL 53.15  1.45  2.80%   

Insider

Brian Vereb is Head Relations of Bread Financial Holdings
Phone614 729 4000
Webhttps://www.breadfinancial.com

Bread Financial Management Efficiency

Bread Financial's management efficiency ratios could be used to measure how well Bread Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 7.43 B in total debt with debt to equity ratio (D/E) of 8.43, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Bread Financial Holdings has a current ratio of 1.75, which is within standard range for the sector. Debt can assist Bread Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Bread Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bread Financial Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bread to invest in growth at high rates of return. When we think about Bread Financial's use of debt, we should always consider it together with cash and equity.

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Alliance Data Systems Corporation provides data-driven marketing, loyalty, and payment solutions in the United States, Canada, Europe, the Middle East, Africa, the Asia Pacific, and internationally. Alliance Data Systems Corporation was founded in 1996 and is headquartered in Columbus, Ohio. ALLIANCE DATDRN operates under Credit Services classification in Brazil and is traded on Sao Paolo Stock Exchange. It employs 8000 people. Bread Financial Holdings (A1LL34) is traded on Sao Paulo Exchange in Brazil and employs 6,000 people.

Management Performance

Bread Financial Holdings Leadership Team

Elected by the shareholders, the Bread Financial's board of directors comprises two types of representatives: Bread Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bread. The board's role is to monitor Bread Financial's management team and ensure that shareholders' interests are well served. Bread Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bread Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Perry Beberman, Ex CFO
Joseph III, Chief VP
Greg Betchkal, Chief Officer
Brian Vereb, Head Relations
Jonathan Campbell, VP Officer
Matt Brown, VP CTO
Brandy Sullivan, Chief VP
Ralph Andretta, Pres CEO
Tammy McConnaughey, Ex Risk
Valerie Greer, Ex Officer

Bread Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bread Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bread Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bread Financial's short interest history, or implied volatility extrapolated from Bread Financial options trading.

Pair Trading with Bread Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bread Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bread Financial will appreciate offsetting losses from the drop in the long position's value.

Moving against Bread Stock

  0.5SNEC34 Sony GroupPairCorr
The ability to find closely correlated positions to Bread Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bread Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bread Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bread Financial Holdings to buy it.
The correlation of Bread Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bread Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bread Financial Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bread Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the Bread Financial Holdings information on this page should be used as a complementary analysis to other Bread Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Complementary Tools for Bread Stock analysis

When running Bread Financial's price analysis, check to measure Bread Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bread Financial is operating at the current time. Most of Bread Financial's value examination focuses on studying past and present price action to predict the probability of Bread Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bread Financial's price. Additionally, you may evaluate how the addition of Bread Financial to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.