Fernando Ruiz - Dow Corporate Vice President Treasurer

DOW Stock  USD 57.29  0.85  1.51%   

President

Mr. Fernando Ruiz is a Corporationrationrate Vice President Treasurer of The Dow Chemical Company. since August 1 2001. He is a employee of Dow since 1980. Treasurer Ecuador Region 19821984. Treasurer Mexico Region 19841988. Financial Operations Manager Corporationrationrate Treasury 19881991. Assistant Treasurer USA Area 19911992. Senior Finance Manager Corporationrationrate Treasury 19921996. Assistant Treasurer 19962001. Corporationrationrate Director of Insurance and Risk Management 2001. Corporationrationrate Vice President and Treasurer 2001 to date. President and Chief Executive Officer Liana Limited and Dorinco Reinsurance Company 2001 to date. President of Dow Credit Corporation 2001 to date. Director of Dow Financial Services Inc. Member of Financial Executives International. Board member of DeVry Inc. and Federal Reserve Bank of Chicago Detroit Branch. since 2001.
Age 59
Tenure 23 years
Address 2211 H.H. Dow Way, Midland, MI, United States, 48674
Phone989 636 1000
Webhttps://www.dow.com

Dow Management Efficiency

The company has Return on Asset of 0.0266 % which means that on every $100 spent on assets, it made $0.0266 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0641 %, implying that it generated $0.0641 on every 100 dollars invested. Dow's management efficiency ratios could be used to measure how well Dow manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to climb to 0.08 in 2024, whereas Return On Tangible Assets are likely to drop 0.01 in 2024. At this time, Dow's Total Current Assets are fairly stable compared to the past year. Intangible Assets is likely to climb to about 3.4 B in 2024, whereas Net Tangible Assets are likely to drop slightly above 8.1 B in 2024.
The company has 16.45 B in debt with debt to equity (D/E) ratio of 0.79, which is OK given its current industry classification. Dow Inc has a current ratio of 1.58, which is typical for the industry and considered as normal. Debt can assist Dow until it has trouble settling it off, either with new capital or with free cash flow. So, Dow's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Dow Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Dow to invest in growth at high rates of return. When we think about Dow's use of debt, we should always consider it together with cash and equity.

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Dow Inc. provides various materials science solutions for packaging, infrastructure, mobility, and consumer applications in the United States, Canada, Europe, the Middle East, Africa, India, the Asia Pacific, and Latin America. Dow Inc. was incorporated in 2018 and is headquartered in Midland, Michigan. Dow operates under Chemicals classification in the United States and is traded on New York Stock Exchange. It employs 35700 people. Dow Inc (DOW) is traded on New York Stock Exchange in USA. It is located in 2211 H.H. Dow Way, Midland, MI, United States, 48674 and employs 35,900 people. Dow is listed under Commodity Chemicals category by Fama And French industry classification.

Management Performance

Dow Inc Leadership Team

Elected by the shareholders, the Dow's board of directors comprises two types of representatives: Dow inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Dow. The board's role is to monitor Dow's management team and ensure that shareholders' interests are well served. Dow's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Dow's outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Yohannes, Independent Director
Andrew Liveris, Executive Chairman and CEO
Sami Mainich, President Operations
Jerri Devard, Independent Director
Amy Wilson, Corporate Secretary, Assistant General Counsel
Howard Ungerleider, President, Chief Financial Officer
Robert Miller, Independent Director
Michael Ferguson, CFO
Luis Moreno, Independent Director
Jacqueline Hinman, Independent Director
Sergio Cinerari, CEO – Infrastructure Services
Attiganal Sreeram, Senior Vice President of Research & Development and Chief Technology Officer
Neal Sheorey, Vice President - Investor Relations
Sally Chaplain, Independent Non-Executive Director
Heinz Haller, Executive Vice President and Presidentident, Dow Europe, Middle East and Africa & Chief Commercial Officer
Richard Davis, Lead Independent Director
Peter Lyons, Joint Company Secretary
Richard Harding, Non-Executive Independent Chairman of the Board
Michael Sharp, Group Head Corporate Affairs and Investor Relations
Diego Donoso, President Packaging and Specialty Plastics
Mauro Gregorio, President, Performance Materials and Coatings
Jane Palmieri, President, Industrial Intermediates and Infrastructure
James Fitterling, Chairman of the Board, Chief Executive Officer
Mark Loughridge, Independent Director
Neil Carr, Middle Europe
Lisa Bryant, Chief Officer
Michael Miller, CEO - Downer Rail
D Nelson, CEO – Spotless
John Sampson, Senior Vice President, Operations, Manufacturing and Engineering
Paulus Polman, Independent Director
Raymond Milchovich, Independent Director
Charles Thorne, Independent Non-Executive Director
Robert Regan, Group General Counsel and Company Secretary
Charles Kalil, Executive VP and General Counsel
Philip Garling, Independent Non-Executive Director
Fernando Ruiz, Corporate Vice President Treasurer
Debra Dial, Independent Director
Eva Howell, Independent Non-Executive Director
Johanna Soderstrom, Corporate Vice President - Human Resources & Corporate Aviation
Teresa Handicott, Non-Executive Independent Director
Jeffrey Tate, Chief Officer
Lauren James, Senior Development
Jacqueline Barton, Independent Director
Pankaj Gupta, Vice Relations
Andre Argenton, Health Environment
Gary McGuire, Vice President Treasurer
David Overall, CEO – Mining
Karen Carter, Chief Human Resource Officer and Chief Inclusion Officer
S Killeen, Downer
James Ringler, Independent Director
Peter Tompkins, Company Secretary
Gaurdie Banister, Independent Director
Ajaypal Banga, Independent Director
Ruth Shaw, Independent Director
Dennis Reilley, Independent Director
Ajay Banga, Independent Director
James Bell, Independent Director
Samuel Allen, Independent Director
Peter Holicki, Senior Vice President - Operations - Manufacturing & Engineering and Environment, Health and Safety Operations
B Petersen, CEO – Engineering, Construction & Maintenance
Wesley Bush, Independent Director
Rick Davis, Independent Director
Jill Wyant, Independent Director
Torsten Kraef, Senior Development
Joe Harlan, Executive Vice President - Chemicals, Energy, and Performance Materials
Paul Polman, Independent Director
Grant Fenn, CEO, Managing Director, Executive Director
Andrea Dominowski, Controller Controller
Melanie Kalmar, Chief President
A Sreeram, Corporate Vice President - Research & Development
Jeff Fettig, Independent Non-Executive Chairman of the Board
Nicole Hollows, Non-Executive Independent Director
Jack Broodo, President, Feedstocks and Energy
Ronald Edmonds, Vice President - Controllers and Tax, Controller

Dow Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Dow a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Dow

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Dow position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Dow will appreciate offsetting losses from the drop in the long position's value.

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The ability to find closely correlated positions to Dow could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Dow when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Dow - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Dow Inc to buy it.
The correlation of Dow is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Dow moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Dow Inc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Dow can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Dow Inc is a strong investment it is important to analyze Dow's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Dow's future performance. For an informed investment choice regarding Dow Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dow Inc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.

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Is Dow's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dow. If investors know Dow will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dow listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.59)
Dividend Share
2.8
Earnings Share
1.68
Revenue Per Share
61.773
Quarterly Revenue Growth
(0.09)
The market value of Dow Inc is measured differently than its book value, which is the value of Dow that is recorded on the company's balance sheet. Investors also form their own opinion of Dow's value that differs from its market value or its book value, called intrinsic value, which is Dow's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dow's market value can be influenced by many factors that don't directly affect Dow's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dow's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dow is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dow's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.