Tonya Sturm - First United CFO, VP
| FUNC Stock | USD 22.59 0.05 0.22% |
CFO
Ms. Tonya K. Sturm is Chief Financial Officer of First United Corporationrationration. Prior to her appointment as Chief Financial Officer and since September 3, 2008, Ms. Sturm, age 48, served as Vice President and Controller of the Company and the Bank. Prior to that time, she has served as a Staff Auditor of the Bank from July 1996 to June 1998 Credit Analyst of the Bank from June 1998 to March 1999 Staff Accountant of the Bank from April 1999 to May 2002 Senior Staff Accountant of the Bank June 2002 to December 2003 Finance Manager of the Bank from January 2004 to May 2006 and Vice President and Director of Finance of the Bank from June 2006 to August 2008 since 2015.
| Age | 57 |
| Tenure | 9 years |
| Address | 19 South Second Street, Oakland, MD, United States, 21550-0009 |
| Phone | 800 470 4356 |
| Web | https://www.mybank.com |
Tonya Sturm Latest Insider Activity
Tracking and analyzing the buying and selling activities of Tonya Sturm against First United stock is an integral part of due diligence when investing in First United. Tonya Sturm insider activity provides valuable insight into whether First United is net buyers or sellers over its current business cycle. Note, First United insiders must abide by specific rules, including filing SEC forms every time they buy or sell First United'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Tonya Sturm over a year ago Acquisition by Tonya Sturm of 782 shares of First United subject to Rule 16b-3 | ||
Tonya Sturm over a year ago Acquisition by Tonya Sturm of 1000 shares of First United subject to Rule 16b-3 |
First United Management Efficiency
The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.16. At present, First United's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Total Assets are forecasted to decline to about 1.3 B. First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Showing other executives | CFO Age | ||
| Charles Baltuskonis | Community West Bancshares | 63 | |
| Adom Greenland | ChoiceOne Financial Services | 43 | |
| Laurie Grabow | Old Point Financial | 56 | |
| Jon Eberle | HMN Financial | 58 | |
| Donald Jordan | First Community | 56 | |
| Jonathan Hill | Parke Bancorp | 44 | |
| Karl Krebs | Chemung Financial Corp | 68 | |
| CPA CPA | Home Federal Bancorp | 67 | |
| Paul Pickett | Old Point Financial | 55 | |
| Elizabeth Beale | Old Point Financial | 51 | |
| Michael Duke | Cullman Bancorp | 53 | |
| John Hawkins | Parke Bancorp | 59 | |
| Joseph Sawyer | First Community | 63 | |
| Richard Pimentel | Community West Bancshares | 51 | |
| Shannon CPA | Community West Bancshares | 41 | |
| Kelly Harris | Bank7 Corp | 44 | |
| Dale III | Chemung Financial Corp | 49 | |
| CGMA CPA | Greene County Bancorp | 58 | |
Management Performance
| Return On Equity | 0.0904 | ||||
| Return On Asset | 0.0075 |
First United Leadership Team
Elected by the shareholders, the First United's board of directors comprises two types of representatives: First United inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First United's management team and ensure that shareholders' interests are well served. First United's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First United's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John McCullough, Independent Director | ||
| William Grant, Chairman of the Board, CEO | ||
| Kathryn Burkey, Independent Director | ||
| Jeannette Fitzwater, Senior Vice President Director - Corporate Services | ||
| H Walls, Director | ||
| Keith MBA, Senior Officer | ||
| Carissa Rodeheaver, President CFO, Treasurer, Secretary, Director | ||
| Robin Murray, Senior Vice President Director - Retail Banking | ||
| Robert Kurtz, Director | ||
| CPA CFP, Pres Chairman | ||
| Brian Boal, Independent Director | ||
| CFP CPA, President Chairman | ||
| Keith Sanders, Sr. VP of First United Bank and Trust and Sr. Trust Officer of First United Bank and Trust | ||
| Marisa Shockley, Independent Director | ||
| Tonya Sturm, CFO, VP | ||
| Robert Rudy, Director | ||
| Gary Ruddell, Independent Director | ||
| Robert Stuck, Independent Director | ||
| Mrs Murray, Sr. VP of of First United Bank and Trust and Director of Retail Banking of of First United Bank and Trust | ||
| Elaine McDonald, Independent Director | ||
| Robert II, Senior Officer | ||
| Robert Fisher, Senior Vice President and Chief Lending Officer | ||
| John Barr, Independent Director | ||
| Jason Rush, Chief Risk Officer, Sr. VP, Director of Operations and Support, Chief Risk Officer of First United Bank and Trust, Sr. VP of First United Bank and Trust and Director of Operations of First United Bank and Trust |
First Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First United a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0904 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 215.35 M | ||||
| Shares Outstanding | 6.65 M | ||||
| Shares Owned By Insiders | 7.32 % | ||||
| Shares Owned By Institutions | 36.36 % | ||||
| Number Of Shares Shorted | 23.17 K | ||||
| Price To Earning | 10.31 X |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Complementary Tools for First Stock analysis
When running First United's price analysis, check to measure First United's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First United is operating at the current time. Most of First United's value examination focuses on studying past and present price action to predict the probability of First United's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First United's price. Additionally, you may evaluate how the addition of First United to your portfolios can decrease your overall portfolio volatility.
| ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| CEOs Directory Screen CEOs from public companies around the world | |
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments |
Is First United's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Dividend Share 0.78 | Earnings Share 2.15 | Revenue Per Share 10.347 | Quarterly Revenue Growth (0.03) |
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.