Stephen Hassenmiller - Horace Mann Independent Director
| HMN Stock | USD 36.74 0.02 0.05% |
Director
Mr. Stephen J. Hasenmiller is an Independent Director of the Company, since September 2004. Mr. Hasenmiller retired in March 2001 after 24 years of service at The Hartford Financial Services Group, Inc., as Senior Vice President Personal Lines. Mr. Hasenmillers prior affiliations include his tenure as Chairman of the Personal Lines Committee of the American Insurance Association and membership on the Boards of Directors of the Institute for Business Home Safety and the Insurance Institute for Highway Safety . since 2004.
| Age | 67 |
| Tenure | 20 years |
| Address | 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001 |
| Phone | 217 789 2500 |
| Web | https://www.horacemann.com |
Horace Mann Management Efficiency
As of the 27th of April 2024, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0.07. At this time, Horace Mann's Fixed Asset Turnover is very stable compared to the past year. As of the 27th of April 2024, Asset Turnover is likely to grow to 0.18, while Total Assets are likely to drop about 7.7 B. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.Management Performance
| Return On Equity | 0.0396 | |||
| Return On Asset | 0.0038 |
Horace Mann Educators Leadership Team
Elected by the shareholders, the Horace Mann's board of directors comprises two types of representatives: Horace Mann inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Horace. The board's role is to monitor Horace Mann's management team and ensure that shareholders' interests are well served. Horace Mann's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Horace Mann's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Gabriel Shaheen, Independent Chairman of the Board | ||
| Ann Caparros, Chief Compliance Officer, General Counsel, Corporate Secretary | ||
| Wade Rugenstein, Executive Vice President - Supplemental and Operations | ||
| Ronald Helow, Independent Director | ||
| Stephen Hasenmiller, Independent Director | ||
| Paul Haley, Chief Risk Officer | ||
| Daniel Domenech, Independent Director | ||
| Steven Swyers, Independent Director | ||
| Heather Wietzel, Vice President of Investor Relations | ||
| Stephen McAnena, Executive COO | ||
| John McCarthy, Chief HR Officer and Sr. VP | ||
| Allan Robinson, Executive Vice President - Field Operations & Sales Management | ||
| William Caldwell, Executive Vice President - Property and Casualty | ||
| Mary Futrell, Independent Director | ||
| Beverley McClure, Independent Director | ||
| Mark Desrochers, Senior Vice President Chief Corporate Actuary, Acting Head Property and Casualty business | ||
| Marita Zuraitis, CEO and President Director, Member of Executive Committee, Member of Investment and Fin. Committee and Member of Customer Experience and Technology Committee | ||
| Roger Steinbecker, Independent Director | ||
| Mark Konen, Independent Director | ||
| Ryan Greenier, Vice President - Investor Relations | ||
| Bret Conklin, Principal Accounting Officer, Sr. VP and Controller | ||
| Matthew Sharpe, Executive Vice President - Distribution & Business Strategy | ||
| Kelly Stacy, Senior Vice President - Field Operations and Distribution | ||
| Sandra Figurski, Senior Vice President CIO | ||
| Elizabeth Moore, Chief Human Resource Officer, Senior Vice President | ||
| Michael Weckenbrock, Senior Vice President Life & Retirement | ||
| Donald Carley, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer | ||
| Wade Reece, Independent Director | ||
| Stephen Hassenmiller, Independent Director | ||
| Stephanie Fulks, Senior Officer | ||
| Stephen Cardinal, Chief Marketing Officer and Executive VP | ||
| Kimberly Johnson, Principal Accounting Officer, Vice President Controller | ||
| Mark Casady, Independent Director | ||
| H Reece, Independent Chairman of the Board | ||
| Bret Benham, Executive Vice President - Life and Retirement | ||
| Thomas Bradley, Director | ||
| Dwayne Hallman, CFO and Executive VP | ||
| Robert Stricker, Independent Director | ||
| Perry Hines, Independent Director | ||
| Jennifer Thayer, Chief Human Resource Officer, Senior Vice President |
Horace Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Horace Mann a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0396 | |||
| Return On Asset | 0.0038 | |||
| Profit Margin | 0.03 % | |||
| Operating Margin | 0.14 % | |||
| Current Valuation | 2.81 B | |||
| Shares Outstanding | 40.94 M | |||
| Shares Owned By Insiders | 1.68 % | |||
| Shares Owned By Institutions | 98.32 % | |||
| Number Of Shares Shorted | 654.43 K | |||
| Price To Earning | 11.86 X |
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When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
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Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.43) | Dividend Share 1.32 | Earnings Share 1.09 | Revenue Per Share 36.123 | Quarterly Revenue Growth 0.163 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.