Zak Mian - Lloyds Banking Group Director - Transformation

LYG Stock  USD 2.80  0.05  1.82%   

Insider

Zak Mian is Group Director - Transformation of Lloyds Banking Group since 2017.
Tenure 7 years
Address 25 Gresham Street, London, United Kingdom, EC2V 7HN
Phone44 20 7626 1500
Webhttps://www.lloydsbankinggroup.com

Lloyds Banking Management Efficiency

At this time, Lloyds Banking's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Lloyds Banking's Return On Tangible Assets are most likely to increase slightly in the upcoming years. The Lloyds Banking's current Fixed Asset Turnover is estimated to increase to 3.03, while Non Current Assets Total are projected to decrease to roughly 168.9 B. Lloyds Banking's management efficiency ratios could be used to measure how well Lloyds Banking manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 93.67 B in debt with debt to equity (D/E) ratio of 2.26, meaning that the company heavily relies on borrowing funds for operations. Debt can assist Lloyds Banking until it has trouble settling it off, either with new capital or with free cash flow. So, Lloyds Banking's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Lloyds Banking Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Lloyds to invest in growth at high rates of return. When we think about Lloyds Banking's use of debt, we should always consider it together with cash and equity.

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Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom. Lloyds Banking is traded on New York Stock Exchange in the United States. Lloyds Banking Group (LYG) is traded on New York Stock Exchange in USA. It is located in 25 Gresham Street, London, United Kingdom, EC2V 7HN and employs 62,569 people. Lloyds Banking is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Lloyds Banking Group Leadership Team

Elected by the shareholders, the Lloyds Banking's board of directors comprises two types of representatives: Lloyds Banking inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Lloyds. The board's role is to monitor Lloyds Banking's management team and ensure that shareholders' interests are well served. Lloyds Banking's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Lloyds Banking's outside directors are responsible for providing unbiased perspectives on the board's policies.
James Lupton, Non-Executive Independent Director
William Chalmers, Acting Group Chief Executive Officer, Chief Financial Officer, Executive Director
Alan Dickinson, Non-Executive Deputy Chairman of the Board, Senior Independent Director
Norman Blackwell, Non-Executive Chairman of the Board
Paul Day, Chief Internal Auditor
Nicholas Prettejohn, Non-Executive Independent Director, Chairman of Scottish Widows Group
Suresh Balaji, Chief Officer
Charles Nunn, Group Director
Sarah Legg, Non-Executive Independent Director
David Oldfield, Group Director, Chief Executive Officer - Commercial Banking
Stephen Shelley, Group Chief Risk Officer
Andrew Walton, Group Corporate Affairs Director
Janet Pope, Chief of Staff and Group Director - Responsible Business and Inclusion
Eduardo Cunha, Head Market
Jennifer Tippin, Group People & Productivity Director
Charlie Nunn, Group Chief Executive Officer, Executive Director
Dave Gledhill, Chief Operating Officer
Simon Henry, Non-Executive Independent Director
Amanda Mackenzie, Non-Executive Independent Director
John Chambers, Group Chief Information Officer
Chris SoodNicholls, Head MD
Sharon Doherty, Chief Officer
Zak Mian, Group Director - Transformation
Robin Budenberg, Non-Executive Independent Chairman of the Board
Vim Maru, Group Director - Customer Products and Marketing
Harmeen Mehta, Non-Executive Independent Director
Ron Kemenade, Group Officer
Carla Silva, Group Strategy, Corporate Ventures and Investor Relations Director
David Gledhill, Group Officer
Antonio Lorenzo, Group Director - Wealth, Asset Finance & International and Group Corporate Development
Kate Cheetham, Group General Counsel, Group Company Secretary
Matthew Sinnott, Group Director - People and Property
Juan Colombas, Chief Operating Officer, Executive Director
Nick Williams, Group Director - Transformation
Stuart Sinclair, Non-Executive Independent Director
Catherine Woods, Non-Executive Independent Director
Letitia Smith, Group Director - Conduct, Compliance and Operational Risk
Matt Smith, Head Relations
Sara Weller, Non-Executive Independent Director
Catherine Cheetham, Company Counsel
Antonio HortaOsorio, Group Chief Executive, Executive Director
Miranda Zhao, Head Funds

Lloyds Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Lloyds Banking a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Lloyds Banking Group is a strong investment it is important to analyze Lloyds Banking's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lloyds Banking's future performance. For an informed investment choice regarding Lloyds Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lloyds Banking Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.

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When running Lloyds Banking's price analysis, check to measure Lloyds Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lloyds Banking is operating at the current time. Most of Lloyds Banking's value examination focuses on studying past and present price action to predict the probability of Lloyds Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lloyds Banking's price. Additionally, you may evaluate how the addition of Lloyds Banking to your portfolios can decrease your overall portfolio volatility.
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Is Lloyds Banking's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lloyds Banking. If investors know Lloyds will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lloyds Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.26)
Dividend Share
0.028
Earnings Share
0.36
Revenue Per Share
1.132
Quarterly Revenue Growth
(0.05)
The market value of Lloyds Banking Group is measured differently than its book value, which is the value of Lloyds that is recorded on the company's balance sheet. Investors also form their own opinion of Lloyds Banking's value that differs from its market value or its book value, called intrinsic value, which is Lloyds Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lloyds Banking's market value can be influenced by many factors that don't directly affect Lloyds Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lloyds Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lloyds Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lloyds Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.