Thomas Dinkel - First Financial Independent Director

THFF Stock  USD 36.86  0.08  0.22%   

Director

Mr. Thomas T. Dinkel is an Independent Director of First Financial Corporationration, since 1989. Mr. Dinkel joined the Board in 1989, and is the Chairman of the Corporationrationrations Audit Committee and serves on the Loan Review and Cyber Security Committees. He also serves on the Banks Community Reinvestment Act, Investment Services, Operations and Loan Committees. Mr. Dinkel was the president and chief executive officer of Sycamore Engineering, Inc., Dinkel Associates Inc., Sycamore Building Corporation and Dinkel Telekom, Inc. since 1986 and has held various positions at Sycamore Engineering, Inc. since 1966 since 1989.
Age 67
Tenure 35 years
Address One First Financial Plaza, Terre Haute, IN, United States, 47807
Phone812 238 6000
Webhttps://www.first-online.bank
Dinkel serves on the board of trustees of RoseHulman Institute of Technology, and is chairman of its business administration, facilities and compensation committees. Additionally, he serves on the investment management, president evaluation, executive board of affairs and student affairs committees of the board of RoseHulman Institute of Technology. He earned his B.S. degree from RoseHulman Institute of Technology.

First Financial Management Efficiency

The company has return on total asset (ROA) of 0.0123 % which means that it generated a profit of $0.0123 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.121 %, meaning that it created $0.121 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.05. At this time, First Financial's Other Assets are most likely to increase significantly in the upcoming years. The First Financial's current Intangibles To Total Assets is estimated to increase to 0.02, while Total Current Assets are projected to decrease to roughly 96.9 M.
The company currently holds 175.8 M in liabilities with Debt to Equity (D/E) ratio of 6.26, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist First Financial until it has trouble settling it off, either with new capital or with free cash flow. So, First Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Financial's use of debt, we should always consider it together with cash and equity.

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First Financial Corporation, through its subsidiaries, provides various financial services. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 883 people. First Financial (THFF) is traded on NASDAQ Exchange in USA. It is located in One First Financial Plaza, Terre Haute, IN, United States, 47807 and employs 861 people. First Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Financial Leadership Team

Elected by the shareholders, the First Financial's board of directors comprises two types of representatives: First Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Financial's management team and ensure that shareholders' interests are well served. First Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Terry Tevlin, Vice Marketing
Curtis Brighton, Independent Director
Rodger McHargue, CFO, Treasurer, Secretary, Member of Enterprise Risk Management Committee, CFO of First Financial Bank and VP of First Financial Bank
William Krieble, Independent Director
Norman Lowery, COO, Member of Enterprise Risk Management Committee, Chief Operations Officer of First Financial Bank and VP of First Financial Bank
William Voges, Independent Director
Karen StinsonMilienu, First Officer
Gregory Gibson, Independent Director
Virginia Smith, Director
Ronald Rich, Lead Independent Director
Karen Milienu, Branch Administrator for First Financial Bank
Steven Holliday, Chief Credit Officer of First Financial Bank N.A. and VP of First Financial Bank N.A.
Thomas Dinkel, Independent Director
Guille Cox, Independent Chairman of the Board
Mark Franklin, Senior Officer
Anton George, Independent Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Financial's short interest history, or implied volatility extrapolated from First Financial options trading.

Currently Active Assets on Macroaxis

When determining whether First Financial is a strong investment it is important to analyze First Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Financial's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
Note that the First Financial information on this page should be used as a complementary analysis to other First Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

Complementary Tools for First Stock analysis

When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.99
Earnings Share
5.08
Revenue Per Share
16.978
Quarterly Revenue Growth
(0.19)
The market value of First Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.