Customers Historical Income Statement

CUBI Stock

USD 47.40 1.31 2.84%

Historical analysis of Customers Bancorp income statement accounts such as Interest Expense of 713.9 M, Selling General Administrative of 114.9 M or Selling And Marketing Expenses of 2 M can show how well Customers Bancorp performed in making a profits. Evaluating Customers Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Customers Bancorp's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Customers Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Customers Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

About Customers Income Statement Analysis

Customers Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Customers Bancorp shareholders. The income statement also shows Customers investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Customers Bancorp Income Statement Chart

Customers Bancorp Income Statement is one of the three primary financial statements used for reporting Customers's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Customers Bancorp revenue and expense. Customers Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.

As of now, Customers Bancorp's Gross Profit is increasing as compared to previous years. The Customers Bancorp's current Other Operating Expenses is estimated to increase to about 3.2 M, while Selling General Administrative is projected to decrease to under 114.9 M.

Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Net Income

Total Revenue

Total revenue comprises all receipts Customers Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Customers Bancorp minus its cost of goods sold. It is profit before Customers Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Customers Bancorp financial statement analysis. It represents the amount of money remaining after all of Customers Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Most accounts from Customers Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.As of now, Customers Bancorp's Gross Profit is increasing as compared to previous years. The Customers Bancorp's current Other Operating Expenses is estimated to increase to about 3.2 M, while Selling General Administrative is projected to decrease to under 114.9 M.

	2021	2022	2023	2024 (projected)
Interest Expense	95.8M	261.7M	679.9M	713.9M
Depreciation And Amortization	17.8M	23.0M	31.4M	32.9M

Interest Expense Depreciation And Amortization

Customers Bancorp income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Net Income From Continuing Ops	Discontinued Operations	Tax Provision	Net Interest Income	Interest Income	Non Recurring	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.91	0.54	0.51	0.97	0.97	-0.23	0.69	0.67	0.69	0.25	-0.15	0.88	0.56	0.9	0.88	0.71	-0.7	0.7	0.85	0.88	-0.76	0.81	0.75
Interest Expense	0.91		0.34	0.52	0.95	0.95	0.07	0.44	0.43	0.45	0.27	0.08	0.67	0.68	0.7	0.71	0.42	-0.55	0.43	0.61	0.77	-0.62	0.72	0.9
Selling General Administrative	0.54	0.34		0.58	0.51	0.51	-0.41	0.63	0.63	0.64	0.7	-0.72	0.66	0.21	0.65	0.64	0.77	-0.91	0.49	0.63	0.56	-0.87	0.63	0.14
Selling And Marketing Expenses	0.51	0.52	0.58		0.47	0.47	0.28	0.41	0.35	0.36	0.39	-0.39	0.33	0.26	0.38	0.26	0.32	-0.7	0.04	0.43	0.58	-0.73	0.74	0.37
Total Revenue	0.97	0.95	0.51	0.47		1.0	-0.2	0.58	0.58	0.59	0.29	-0.12	0.86	0.68	0.88	0.88	0.65	-0.64	0.66	0.78	0.85	-0.7	0.76	0.84
Gross Profit	0.97	0.95	0.51	0.47	1.0		-0.2	0.58	0.58	0.59	0.29	-0.12	0.86	0.68	0.88	0.88	0.65	-0.64	0.66	0.78	0.85	-0.7	0.76	0.84
Other Operating Expenses	-0.23	0.07	-0.41	0.28	-0.2	-0.2		-0.33	-0.32	-0.32	0.0	0.54	-0.49	-0.16	-0.46	-0.44	-0.54	0.2	-0.6	-0.47	-0.24	0.19	-0.25	0.06
Operating Income	0.69	0.44	0.63	0.41	0.58	0.58	-0.33		0.98	0.98	0.46	-0.21	0.79	-0.14	0.8	0.73	0.87	-0.71	0.73	0.87	0.78	-0.71	0.52	0.26
Ebit	0.67	0.43	0.63	0.35	0.58	0.58	-0.32	0.98		1.0	0.5	-0.18	0.8	-0.13	0.8	0.77	0.87	-0.69	0.76	0.85	0.76	-0.67	0.49	0.25
Ebitda	0.69	0.45	0.64	0.36	0.59	0.59	-0.32	0.98	1.0		0.49	-0.19	0.81	-0.1	0.81	0.78	0.88	-0.7	0.77	0.87	0.78	-0.68	0.51	0.27
Cost Of Revenue	0.25	0.27	0.7	0.39	0.29	0.29	0.0	0.46	0.5	0.49		-0.18	0.29	-0.1	0.28	0.32	0.43	-0.68	0.1	0.24	0.29	-0.63	0.23	0.11
Total Operating Expenses	-0.15	0.08	-0.72	-0.39	-0.12	-0.12	0.54	-0.21	-0.18	-0.19	-0.18		-0.37	-0.22	-0.36	-0.24	-0.47	0.52	-0.29	-0.38	-0.21	0.48	-0.46	0.2
Income Before Tax	0.88	0.67	0.66	0.33	0.86	0.86	-0.49	0.79	0.8	0.81	0.29	-0.37		0.41	1.0	0.96	0.91	-0.69	0.9	0.94	0.84	-0.7	0.65	0.53
Total Other Income Expense Net	0.56	0.68	0.21	0.26	0.68	0.68	-0.16	-0.14	-0.13	-0.1	-0.1	-0.22	0.41		0.42	0.46	0.13	-0.21	0.27	0.3	0.42	-0.27	0.6	0.73
Net Income	0.9	0.7	0.65	0.38	0.88	0.88	-0.46	0.8	0.8	0.81	0.28	-0.36	1.0	0.42		0.95	0.9	-0.7	0.88	0.95	0.86	-0.73	0.69	0.55
Income Tax Expense	0.88	0.71	0.64	0.26	0.88	0.88	-0.44	0.73	0.77	0.78	0.32	-0.24	0.96	0.46	0.95		0.86	-0.65	0.89	0.87	0.8	-0.66	0.61	0.58
Net Income From Continuing Ops	0.71	0.42	0.77	0.32	0.65	0.65	-0.54	0.87	0.87	0.88	0.43	-0.47	0.91	0.13	0.9	0.86		-0.75	0.89	0.92	0.78	-0.74	0.53	0.31
Discontinued Operations	-0.7	-0.55	-0.91	-0.7	-0.64	-0.64	0.2	-0.71	-0.69	-0.7	-0.68	0.52	-0.69	-0.21	-0.7	-0.65	-0.75		-0.47	-0.69	-0.67	0.99	-0.71	-0.29
Tax Provision	0.7	0.43	0.49	0.04	0.66	0.66	-0.6	0.73	0.76	0.77	0.1	-0.29	0.9	0.27	0.88	0.89	0.89	-0.47		0.89	0.74	-0.47	0.45	0.39
Net Interest Income	0.85	0.61	0.63	0.43	0.78	0.78	-0.47	0.87	0.85	0.87	0.24	-0.38	0.94	0.3	0.95	0.87	0.92	-0.69	0.89		0.93	-0.71	0.73	0.52
Interest Income	0.88	0.77	0.56	0.58	0.85	0.85	-0.24	0.78	0.76	0.78	0.29	-0.21	0.84	0.42	0.86	0.8	0.78	-0.67	0.74	0.93		-0.72	0.81	0.74
Non Recurring	-0.76	-0.62	-0.87	-0.73	-0.7	-0.7	0.19	-0.71	-0.67	-0.68	-0.63	0.48	-0.7	-0.27	-0.73	-0.66	-0.74	0.99	-0.47	-0.71	-0.72		-0.75	-0.38
Reconciled Depreciation	0.81	0.72	0.63	0.74	0.76	0.76	-0.25	0.52	0.49	0.51	0.23	-0.46	0.65	0.6	0.69	0.61	0.53	-0.71	0.45	0.73	0.81	-0.75		0.61
Extraordinary Items	0.75	0.9	0.14	0.37	0.84	0.84	0.06	0.26	0.25	0.27	0.11	0.2	0.53	0.73	0.55	0.58	0.31	-0.29	0.39	0.52	0.74	-0.38	0.61

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Customers Bancorp Account Relationship Matchups

Customers Bancorp income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	9.5M	14.7M	17.8M	23.0M	31.4M	32.9M
Interest Expense	186.4M	139.6M	95.8M	261.7M	679.9M	713.9M
Selling General Administrative	157.0M	190.5M	201.8M	121.2M	134.2M	114.9M
Selling And Marketing Expenses	4.0M	2.2M	1.5M	2.5M	3.1M	2.0M
Total Revenue	356.6M	502.3M	748.5M	632.4M	1.4B	1.4B
Gross Profit	356.6M	502.3M	748.5M	632.4M	1.4B	1.4B
Other Operating Expenses	254.4M	(326.3M)	(347.0M)	2.5M	3.1M	3.2M
Operating Income	102.1M	176.0M	401.6M	553.0M	330.7M	202.4M
Ebit	102.1M	176.0M	401.6M	553.0M	330.7M	212.3M
Ebitda	111.6M	190.7M	419.4M	575.9M	362.1M	222.5M
Total Operating Expenses	(254.4M)	(326.3M)	(347.0M)	2.5M	3.1M	3.2M
Income Before Tax	102.1M	176.0M	441.2M	291.3M	330.7M	347.3M
Total Other Income Expense Net	102.1M	189.8M	39.6M	(261.7M)	330.7M	347.3M
Net Income Applicable To Common Shares	64.9M	118.5M	300.1M	218.4M	251.2M	263.7M
Net Income	79.3M	132.6M	314.6M	228.0M	250.1M	262.7M
Income Tax Expense	22.8M	43.4M	86.9M	63.3M	80.6M	84.6M
Net Income From Continuing Ops	79.3M	132.6M	354.3M	228.0M	216.8M	140.8M
Tax Provision	22.8M	43.4M	86.9M	63.3M	65.9M	52.3M
Net Interest Income	277.3M	403.7M	685.1M	623.7M	650.1M	441.3M
Interest Income	463.7M	543.3M	780.9M	885.4M	1.3B	651.1M
Reconciled Depreciation	22.9M	30.5M	17.8M	23.0M	31.4M	23.7M

Customers Bancorp Investors Sentiment

The influence of Customers Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Customers. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Customers Bancorp's public news can be used to forecast risks associated with an investment in Customers. The trend in average sentiment can be used to explain how an investor holding Customers can time the market purely based on public headlines and social activities around Customers Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Customers Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Customers Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Customers Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Customers Bancorp.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Customers Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Customers Bancorp's short interest history, or implied volatility extrapolated from Customers Bancorp options trading.

Pair Trading with Customers Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Customers Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Customers Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against Customers Stock

0.68

TECTP

Tectonic Financial

Pair Corr

The ability to find closely correlated positions to Customers Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Customers Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Customers Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Customers Bancorp to buy it.

The correlation of Customers Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Customers Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Customers Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Customers Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:

How To Invest In Customers

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Is Customers Stock a good investment?

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What is Customers Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

Note that the Customers Bancorp information on this page should be used as a complementary analysis to other Customers Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

Complementary Tools for Customers Stock analysis

When running Customers Bancorp's price analysis, check to measure Customers Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Customers Bancorp is operating at the current time. Most of Customers Bancorp's value examination focuses on studying past and present price action to predict the probability of Customers Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Customers Bancorp's price. Additionally, you may evaluate how the addition of Customers Bancorp to your portfolios can decrease your overall portfolio volatility.

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Is Customers Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.1)

Earnings Share

7.17

Revenue Per Share

22.314

Quarterly Revenue Growth

0.109

Return On Assets

0.0114

The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Customers Historical Income Statement

About Customers Income Statement Analysis

Customers Bancorp Income Statement Chart

Total Revenue

Gross Profit

Net Income

Customers Bancorp income statement Correlations

Customers Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Customers Bancorp income statement Accounts

Customers Bancorp Investors Sentiment

Pair Trading with Customers Bancorp

Moving against Customers Stock

Complementary Tools for Customers Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Net Income	+ 1.0	Income Before Tax
Non Recurring	+ 0.99	Discontinued Operations
Ebit	+ 0.98	Operating Income
Ebitda	+ 0.98	Operating Income

Discontinued Operations	- 0.91	Selling General Administrative
Non Recurring	- 0.87	Selling General Administrative
Non Recurring	- 0.76	Depreciation And Amortization
Reconciled Depreciation	- 0.75	Non Recurring
Discontinued Operations	- 0.75	Net Income From Continuing Ops
Non Recurring	- 0.74	Net Income From Continuing Ops