FNCB Operating Income vs Interest Income Analysis

FNCB Stock  USD 5.58  0.07  1.27%   
FNCB Bancorp financial indicator trend analysis is much more than just examining FNCB Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether FNCB Bancorp is a good investment. Please check the relationship between FNCB Bancorp Operating Income and its Interest Income accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.

Operating Income vs Interest Income

Operating Income vs Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of FNCB Bancorp Operating Income account and Interest Income. At this time, the significance of the direction appears to have no relationship.
The correlation between FNCB Bancorp's Operating Income and Interest Income is 0.08. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Interest Income in the same time period over historical financial statements of FNCB Bancorp, assuming nothing else is changed. The correlation between historical values of FNCB Bancorp's Operating Income and Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of FNCB Bancorp are associated (or correlated) with its Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Interest Income has no effect on the direction of Operating Income i.e., FNCB Bancorp's Operating Income and Interest Income go up and down completely randomly.

Correlation Coefficient

0.08
Relationship DirectionPositive 
Relationship StrengthInsignificant

Operating Income

Operating Income is the amount of profit realized from FNCB Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of FNCB Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Interest Income

Income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments.
Most indicators from FNCB Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into FNCB Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.At present, FNCB Bancorp's Tax Provision is projected to increase significantly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.30, whereas Selling General Administrative is forecasted to decline to about 15.6 M.
 2021 2022 2023 2024 (projected)
Operating Income26.0M31.3M18.3M22.2M
Other Operating Expenses31.2M1.3M71.4M75.0M

FNCB Bancorp fundamental ratios Correlations

0.480.320.790.730.170.59-0.410.50.170.140.840.84-0.010.821.00.780.070.80.330.30.450.270.550.310.28
0.480.410.070.440.840.30.210.380.360.670.340.140.240.250.520.490.560.280.41-0.21-0.330.19-0.250.510.56
0.320.410.170.120.220.58-0.10.950.980.110.130.270.470.040.330.65-0.320.041.00.09-0.320.23-0.060.170.71
0.790.070.170.47-0.050.7-0.590.40.06-0.250.670.87-0.410.720.740.54-0.290.660.180.150.58-0.040.69-0.210.0
0.730.440.120.470.090.21-0.220.160.040.40.730.650.310.740.740.630.190.730.120.380.190.490.450.480.06
0.170.840.22-0.050.090.280.240.20.220.440.02-0.11-0.11-0.040.190.210.5-0.020.22-0.71-0.41-0.18-0.310.210.5
0.590.30.580.70.210.28-0.620.710.49-0.190.180.55-0.270.190.560.7-0.320.140.58-0.140.140.010.47-0.260.56
-0.410.21-0.1-0.59-0.220.24-0.62-0.22-0.050.2-0.15-0.410.33-0.19-0.38-0.310.55-0.14-0.11-0.16-0.28-0.17-0.460.45-0.14
0.50.380.950.40.160.20.71-0.220.89-0.030.290.480.280.220.50.76-0.320.210.960.09-0.060.170.150.10.7
0.170.360.980.060.040.220.49-0.050.890.10.020.160.49-0.070.180.53-0.37-0.070.980.05-0.460.2-0.180.10.68
0.140.670.11-0.250.40.44-0.190.2-0.030.10.18-0.20.410.10.180.070.430.170.10.07-0.440.33-0.540.480.1
0.840.340.130.670.730.020.18-0.150.290.020.180.830.080.990.840.520.150.990.130.360.520.180.420.35-0.01
0.840.140.270.870.65-0.110.55-0.410.480.16-0.20.83-0.070.870.810.71-0.120.820.280.340.630.160.740.10.16
-0.010.240.47-0.410.31-0.11-0.270.330.280.490.410.08-0.07-0.010.050.30.090.040.460.5-0.380.58-0.250.550.21
0.820.250.040.720.74-0.040.19-0.190.22-0.070.10.990.87-0.010.810.50.130.990.050.360.610.140.520.28-0.07
1.00.520.330.740.740.190.56-0.380.50.180.180.840.810.050.810.790.110.790.340.310.420.30.520.370.31
0.780.490.650.540.630.210.7-0.310.760.530.070.520.710.30.50.790.00.480.660.210.220.410.530.360.62
0.070.56-0.32-0.290.190.5-0.320.55-0.32-0.370.430.15-0.120.090.130.110.00.19-0.33-0.150.070.07-0.170.450.08
0.80.280.040.660.73-0.020.14-0.140.21-0.070.170.990.820.040.990.790.480.190.050.350.590.150.460.33-0.07
0.330.411.00.180.120.220.58-0.110.960.980.10.130.280.460.050.340.66-0.330.050.1-0.320.23-0.050.160.71
0.3-0.210.090.150.38-0.71-0.14-0.160.090.050.070.360.340.50.360.310.21-0.150.350.10.280.580.210.29-0.19
0.45-0.33-0.320.580.19-0.410.14-0.28-0.06-0.46-0.440.520.63-0.380.610.420.220.070.59-0.320.28-0.150.76-0.12-0.25
0.270.190.23-0.040.49-0.180.01-0.170.170.20.330.180.160.580.140.30.410.070.150.230.58-0.150.00.360.14
0.55-0.25-0.060.690.45-0.310.47-0.460.15-0.18-0.540.420.74-0.250.520.520.53-0.170.46-0.050.210.760.0-0.08-0.04
0.310.510.17-0.210.480.21-0.260.450.10.10.480.350.10.550.280.370.360.450.330.160.29-0.120.36-0.080.26
0.280.560.710.00.060.50.56-0.140.70.680.1-0.010.160.21-0.070.310.620.08-0.070.71-0.19-0.250.14-0.040.26
Click cells to compare fundamentals

FNCB Bancorp Account Relationship Matchups

FNCB Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.2B1.5B1.7B1.7B1.9B1.2B
Short Long Term Debt Total57.2M10.3M30.3M182.4M203.5M126.5M
Total Current Liabilities258K108K49K171K1.1B1.1B
Total Stockholder Equity133.6M155.9M162.5M118.9M134.6M89.8M
Property Plant And Equipment Net17.5M17.6M16.1M18.8M17.5M14.3M
Net Debt22.7M(145.5M)(68.7M)140.4M95.6M53.9M
Retained Earnings24.2M35.1M51.0M64.9M71.8M75.4M
Accounts Payable258K108K49K171K1.4M2.6M
Non Current Assets Total291.3M370.6M543.6M514.4M1.8B1.9B
Non Currrent Assets Other(8.9M)(370.6M)(543.6M)(514.4M)1.6B1.7B
Other Assets601.6M584.9M494.5M707.1M813.2M846.6M
Common Stock Total Equity25.2M25.3M25.0M24.6M28.3M17.7M
Common Stock Shares Outstanding19.8M20.2M20.1M19.8M19.7M18.1M
Liabilities And Stockholders Equity1.2B1.5B1.7B1.7B1.9B1.2B
Non Current Liabilities Total57.2M10.3M30.3M171K688.8M723.2M
Other Stockholder Equity81.1M81.6M80.1M77.5M78.3M53.8M
Total Liab1.1B1.3B1.5B1.6B1.7B1.1B
Property Plant And Equipment Gross17.5M17.6M30.6M34.9M34.8M36.6M
Accumulated Other Comprehensive Income3.1M13.9M6.4M(48.0M)(40.2M)(38.2M)
Common Stock25.2M25.3M25.0M24.6M24.7M18.0M
Other Current Liab(258K)(108K)(49K)(171K)1.0B1.1B
Cash34.6M155.8M99.0M41.9M107.9M56.6M
Cash And Short Term Investments307.4M505.8M621.6M518.0M107.9M195.5M
Total Current Assets310.6M510.1M626.2M524.0M115.4M212.5M
Other Liab7.2M12.0M16.5M19.0M21.8M14.9M
Long Term Debt57.2M10.3M30.3M182.4M175.3M184.0M
Short Term Investments272.8M350.0M522.6M476.1M450.8M473.4M
Inventory(38.1M)(160.2M)(104.6M)(47.9M)(115.0M)(109.2M)
Property Plant Equipment20.6M17.6M16.1M15.6M18.0M15.6M
Other Current Assets38.1M160.2M104.6M47.9M115.4M109.6M
Intangible Assets790K479K268K254K175K166.3K
Retained Earnings Total Equity24.2M35.1M51.0M64.9M74.6M78.3M
Net Tangible Assets133.6M155.9M162.5M118.9M136.8M120.4M
Capital Surpluse81.1M81.6M80.1M77.5M89.1M77.4M
Long Term Investments273.8M1.2B527.5M483.8M467.1M525.0M

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When determining whether FNCB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of FNCB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fncb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fncb Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.
Note that the FNCB Bancorp information on this page should be used as a complementary analysis to other FNCB Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

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When running FNCB Bancorp's price analysis, check to measure FNCB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FNCB Bancorp is operating at the current time. Most of FNCB Bancorp's value examination focuses on studying past and present price action to predict the probability of FNCB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FNCB Bancorp's price. Additionally, you may evaluate how the addition of FNCB Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is FNCB Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FNCB Bancorp. If investors know FNCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FNCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.29)
Dividend Share
0.36
Earnings Share
0.66
Revenue Per Share
2.668
Quarterly Revenue Growth
(0.05)
The market value of FNCB Bancorp is measured differently than its book value, which is the value of FNCB that is recorded on the company's balance sheet. Investors also form their own opinion of FNCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is FNCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FNCB Bancorp's market value can be influenced by many factors that don't directly affect FNCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FNCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if FNCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FNCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.