Nu Holdings Historical Income Statement

NU Stock

USD 11.68 0.72 6.57%

Historical analysis of Nu Holdings income statement accounts such as Depreciation And Amortization of 66 M, Interest Expense of 2.1 B or Selling General Administrative of 646.1 M can show how well Nu Holdings performed in making a profits. Evaluating Nu Holdings income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Nu Holdings's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Nu Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Nu Holdings is a good buy for the upcoming year.

Net Income Gross Profit

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nu Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.

For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.

About Nu Holdings Income Statement Analysis

Nu Holdings Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Nu Holdings shareholders. The income statement also shows Nu Holdings investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Nu Holdings Income Statement Chart

Nu Holdings Income Statement is one of the three primary financial statements used for reporting Nu Holdings's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Nu Holdings revenue and expense. Nu Holdings Income Statement primarily focuses on the company's revenues and expenses during a particular period.

At this time, Nu Holdings' Operating Income is comparatively stable compared to the past year. Net Income From Continuing Ops is likely to gain to about 390.6 M in 2024, whereas Total Operating Expenses is likely to drop slightly above 2.1 B in 2024.

Depreciation And Amortization Selling And Marketing Expenses Cost Of Revenue Total Other Income Expense Net

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Cost Of Revenue

Cost of Revenue is found on Nu Holdings income statement and represents the costs associated with goods and services Nu Holdings provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Most accounts from Nu Holdings' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Nu Holdings current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nu Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.

For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.At this time, Nu Holdings' Operating Income is comparatively stable compared to the past year. Net Income From Continuing Ops is likely to gain to about 390.6 M in 2024, whereas Total Operating Expenses is likely to drop slightly above 2.1 B in 2024.

	2021	2022	2023	2024 (projected)
Interest Income	1.0B	3.6B	5.6B	5.9B
Net Interest Income	679.4M	2.0B	3.7B	3.9B

Interest Income Net Interest Income

Nu Holdings income statement Correlations

	Tax Provision	Net Interest Income	Interest Income	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Net Income From Continuing Ops	Ebit	Ebitda	Cost Of Revenue	Total Operating Expenses	Reconciled Depreciation	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense
Tax Provision		0.96	0.94	0.94	0.91	0.59	0.69	0.93	0.94	0.91	0.97	0.82	0.91	0.91	0.92	0.54	0.93	0.97	0.06	0.95	1.0
Net Interest Income	0.96		1.0	1.0	0.99	0.78	0.84	0.99	1.0	0.98	0.86	0.64	0.98	0.98	0.99	0.74	0.99	0.88	-0.2	0.83	0.96
Interest Income	0.94	1.0		1.0	1.0	0.82	0.86	1.0	1.0	0.99	0.83	0.58	0.99	0.99	1.0	0.78	0.99	0.84	-0.26	0.79	0.93
Depreciation And Amortization	0.94	1.0	1.0		0.99	0.81	0.86	1.0	1.0	0.98	0.84	0.59	0.98	0.98	0.99	0.77	1.0	0.85	-0.23	0.8	0.94
Interest Expense	0.91	0.99	1.0	0.99		0.86	0.88	1.0	1.0	1.0	0.78	0.52	1.0	1.0	1.0	0.83	0.99	0.8	-0.34	0.74	0.9
Selling General Administrative	0.59	0.78	0.82	0.81	0.86		0.97	0.84	0.83	0.85	0.38	0.04	0.85	0.85	0.85	0.99	0.84	0.4	-0.71	0.31	0.57
Selling And Marketing Expenses	0.69	0.84	0.86	0.86	0.88	0.97		0.88	0.87	0.88	0.51	0.21	0.87	0.87	0.89	0.94	0.88	0.53	-0.55	0.46	0.68
Total Revenue	0.93	0.99	1.0	1.0	1.0	0.84	0.88		1.0	0.99	0.8	0.55	0.99	0.99	1.0	0.81	1.0	0.82	-0.3	0.76	0.92
Gross Profit	0.94	1.0	1.0	1.0	1.0	0.83	0.87	1.0		0.99	0.82	0.57	0.99	0.99	1.0	0.8	1.0	0.83	-0.28	0.78	0.93
Other Operating Expenses	0.91	0.98	0.99	0.98	1.0	0.85	0.88	0.99	0.99		0.78	0.51	1.0	1.0	1.0	0.83	0.99	0.79	-0.35	0.73	0.9
Operating Income	0.97	0.86	0.83	0.84	0.78	0.38	0.51	0.8	0.82	0.78		0.93	0.77	0.77	0.79	0.31	0.81	1.0	0.31	1.0	0.97
Net Income From Continuing Ops	0.82	0.64	0.58	0.59	0.52	0.04	0.21	0.55	0.57	0.51	0.93		0.51	0.51	0.53	-0.03	0.55	0.93	0.61	0.96	0.83
Ebit	0.91	0.98	0.99	0.98	1.0	0.85	0.87	0.99	0.99	1.0	0.77	0.51		1.0	0.99	0.83	0.98	0.78	-0.37	0.72	0.89
Ebitda	0.91	0.98	0.99	0.98	1.0	0.85	0.87	0.99	0.99	1.0	0.77	0.51	1.0		0.99	0.83	0.98	0.79	-0.36	0.73	0.9
Cost Of Revenue	0.92	0.99	1.0	0.99	1.0	0.85	0.89	1.0	1.0	1.0	0.79	0.53	0.99	0.99		0.82	0.99	0.8	-0.33	0.74	0.91
Total Operating Expenses	0.54	0.74	0.78	0.77	0.83	0.99	0.94	0.81	0.8	0.83	0.31	-0.03	0.83	0.83	0.82		0.8	0.34	-0.78	0.25	0.52
Reconciled Depreciation	0.93	0.99	0.99	1.0	0.99	0.84	0.88	1.0	1.0	0.99	0.81	0.55	0.98	0.98	0.99	0.8		0.82	-0.28	0.77	0.92
Income Before Tax	0.97	0.88	0.84	0.85	0.8	0.4	0.53	0.82	0.83	0.79	1.0	0.93	0.78	0.79	0.8	0.34	0.82		0.29	1.0	0.98
Total Other Income Expense Net	0.06	-0.2	-0.26	-0.23	-0.34	-0.71	-0.55	-0.3	-0.28	-0.35	0.31	0.61	-0.37	-0.36	-0.33	-0.78	-0.28	0.29		0.38	0.09
Net Income	0.95	0.83	0.79	0.8	0.74	0.31	0.46	0.76	0.78	0.73	1.0	0.96	0.72	0.73	0.74	0.25	0.77	1.0	0.38		0.95
Income Tax Expense	1.0	0.96	0.93	0.94	0.9	0.57	0.68	0.92	0.93	0.9	0.97	0.83	0.89	0.9	0.91	0.52	0.92	0.98	0.09	0.95

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Nu Holdings Account Relationship Matchups

Nu Holdings income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Tax Provision	(36.8M)	(21.7M)	(4.8M)	55.7M	385.4M	404.6M
Net Interest Income	228.2M	167.8M	679.4M	2.0B	3.7B	3.9B
Interest Income	337.9M	382.9M	1.0B	3.6B	5.6B	5.9B
Depreciation And Amortization	5.1M	7.4M	17.3M	35.6M	62.9M	66.0M
Interest Expense	109.7M	215.1M	367.3M	1.5B	2.0B	2.1B
Selling General Administrative	246.8M	347.2M	580.3M	1.3B	966.6M	646.1M
Selling And Marketing Expenses	41.8M	19.4M	79.6M	153.0M	171.0M	86.4M
Total Revenue	359.5M	737.1M	1.7B	4.8B	7.0B	7.4B
Gross Profit	165.4M	496.4M	1.2B	3.1B	4.7B	4.9B
Other Operating Expenses	268.8M	357.1M	655.8M	4.3B	5.5B	5.7B
Operating Income	(129.3M)	(92.0M)	(170.2M)	(308.9M)	1.5B	1.6B
Net Income From Continuing Ops	(92.5M)	(171.5M)	(165.3M)	(364.6M)	372.0M	390.6M
Ebit	(129.3M)	21.9M	197.5M	1.2B	1.5B	1.6B
Ebitda	(124.2M)	29.3M	214.9M	1.3B	1.6B	1.7B
Cost Of Revenue	194.1M	240.7M	484.5M	1.7B	2.3B	2.4B
Total Operating Expenses	268.8M	829.2M	1.9B	5.1B	3.2B	2.1B
Reconciled Depreciation	5.1M	7.4M	17.3M	35.6M	56.2M	59.0M
Income Before Tax	(129.3M)	(193.2M)	(170.2M)	(308.9M)	1.5B	1.6B
Total Other Income Expense Net	0.0	(215.1M)	(367.7M)	(1.5B)	0.02	0.021
Net Income Applicable To Common Shares	(92.5M)	(171.5M)	(165.0M)	(364.6M)	(328.2M)	(311.8M)
Net Income	(92.5M)	(171.5M)	(165.3M)	(364.6M)	1.0B	1.1B
Income Tax Expense	(36.8M)	(21.7M)	(4.8M)	55.7M	508.5M	534.0M

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When determining whether Nu Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nu Holdings Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nu Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Nu Holdings Stock:

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For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.

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When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.

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Is Nu Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nu Holdings. If investors know Nu Holdings will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nu Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

Earnings Share

0.21

Revenue Per Share

0.782

Quarterly Revenue Growth

0.922

Return On Assets

0.0281

The market value of Nu Holdings is measured differently than its book value, which is the value of Nu Holdings that is recorded on the company's balance sheet. Investors also form their own opinion of Nu Holdings' value that differs from its market value or its book value, called intrinsic value, which is Nu Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nu Holdings' market value can be influenced by many factors that don't directly affect Nu Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Nu Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Nu Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nu Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Nu Holdings Historical Income Statement

About Nu Holdings Income Statement Analysis

Nu Holdings Income Statement Chart

Depreciation And Amortization

Cost Of Revenue

Nu Holdings income statement Correlations

Nu Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Nu Holdings income statement Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for Nu Holdings Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Income Tax Expense	+ 1.0	Tax Provision
Interest Income	+ 1.0	Net Interest Income
Depreciation And Amortization	+ 1.0	Net Interest Income
Gross Profit	+ 1.0	Net Interest Income
Depreciation And Amortization	+ 1.0	Interest Income
Interest Expense	+ 1.0	Interest Income

Total Other Income Expense Net	- 0.78	Total Operating Expenses
Total Other Income Expense Net	- 0.71	Selling General Administrative
Total Other Income Expense Net	- 0.55	Selling And Marketing Expenses
Total Other Income Expense Net	- 0.37	Ebit
Total Other Income Expense Net	- 0.36	Ebitda
Total Other Income Expense Net	- 0.35	Other Operating Expenses