Norwood Historical Income Statement

NWFL Stock  USD 24.50  0.13  0.53%   
Historical analysis of Norwood Financial income statement accounts such as Total Revenue of 108.7 M can show how well Norwood Financial Corp performed in making a profits. Evaluating Norwood Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Norwood Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Norwood Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Norwood Financial Corp is a good buy for the upcoming year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

About Norwood Income Statement Analysis

Norwood Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Norwood Financial shareholders. The income statement also shows Norwood investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Norwood Financial Income Statement Chart

Norwood Financial Corp Income Statement is one of the three primary financial statements used for reporting Norwood's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Norwood Financial Corp revenue and expense. Norwood Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Norwood Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 22.2 M this year, although the value of Operating Income is projected to rise to (1.3 M).

Total Revenue

Total revenue comprises all receipts Norwood Financial Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Norwood Financial Corp minus its cost of goods sold. It is profit before Norwood Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Norwood Financial Corp. It is also known as Norwood Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Norwood Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Norwood Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
At this time, Norwood Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 22.2 M this year, although the value of Operating Income is projected to rise to (1.3 M).
 2021 2022 2023 2024 (projected)
Interest Expense5.8M7.3M7.4M5.6M
Depreciation And Amortization123K1.6M1.5M1.5M

Norwood Financial income statement Correlations

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0.110.180.620.540.540.10.610.610.62-0.090.840.220.760.49-0.260.70.00.910.710.64-0.560.1
0.590.430.910.970.970.8-0.09-0.09-0.070.40.590.680.590.49-0.130.77-0.760.730.870.890.00.75
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0.310.610.830.770.770.380.460.450.470.110.930.540.940.70.770.03-0.240.790.960.93-0.490.38
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0.250.350.780.730.730.390.380.370.390.130.790.40.730.910.73-0.090.79-0.30.850.81-0.380.37
0.30.60.920.860.860.540.330.330.340.090.880.660.880.710.87-0.010.96-0.370.850.98-0.350.47
0.360.630.910.890.890.630.170.170.180.180.810.680.810.640.89-0.030.93-0.440.810.98-0.190.63
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0.610.270.550.730.730.85-0.61-0.61-0.580.640.120.50.120.10.75-0.140.38-0.80.370.470.630.46
Click cells to compare fundamentals

Norwood Financial Account Relationship Matchups

Norwood Financial income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization101K114K123K1.6M1.5M1.5M
Interest Expense8.7M8.0M5.8M7.3M7.4M5.6M
Selling General Administrative16.7M20.0M23.7M22.7M24.6M25.8M
Total Revenue45.4M58.3M73.6M78.3M103.5M108.7M
Gross Profit45.4M58.3M73.6M78.3M103.5M108.7M
Other Operating Expenses28.6M39.9M42.8M2.2M82.4M86.5M
Operating Income16.8M18.4M30.9M43.7M(1.4M)(1.3M)
Ebit16.8M18.4M30.9M43.7M(1.4M)(1.3M)
Ebitda16.9M18.5M31.0M45.2M85K80.8K
Total Operating Expenses(28.6M)(39.9M)(42.8M)2.2M14.2M14.9M
Income Before Tax16.8M18.4M30.9M36.4M21.1M12.0M
Total Other Income Expense Net16.8M18.4M30.9M(7.3M)21.1M22.2M
Net Income14.2M15.1M24.9M29.2M16.8M9.1M
Income Tax Expense2.6M3.3M5.9M7.2M4.4M2.9M
Selling And Marketing Expenses267K385K473K516K630K661.5K
Net Income Applicable To Common Shares14.2M15.1M24.9M29.2M33.6M35.3M
Net Income From Continuing Ops14.2M15.1M24.9M29.2M23.5M14.7M
Tax Provision2.6M3.3M5.9M7.2M5.7M4.6M
Net Interest Income38.6M50.5M65.3M68.4M64.0M50.3M
Interest Income47.3M58.5M71.1M75.7M89.9M59.1M
Reconciled Depreciation1.1M1.4M123K101K1.5M1.6M

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When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Norwood Financial Corp information on this page should be used as a complementary analysis to other Norwood Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.

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Is Norwood Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
1.18
Earnings Share
1.91
Revenue Per Share
7.994
Quarterly Revenue Growth
(0.02)
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.