United Retained Earnings vs Short Long Term Debt Total Analysis

UBFO Stock  USD 7.25  0.14  1.89%   
United Security financial indicator trend analysis is much more than just breaking down United Security Banc prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether United Security Banc is a good investment. Please check the relationship between United Security Retained Earnings and its Short Long Term Debt Total accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Retained Earnings vs Short Long Term Debt Total

Retained Earnings vs Short Long Term Debt Total Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of United Security Banc Retained Earnings account and Short Long Term Debt Total. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between United Security's Retained Earnings and Short Long Term Debt Total is 0.45. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Short Long Term Debt Total in the same time period over historical financial statements of United Security Bancshares, assuming nothing else is changed. The correlation between historical values of United Security's Retained Earnings and Short Long Term Debt Total is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of United Security Bancshares are associated (or correlated) with its Short Long Term Debt Total. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Long Term Debt Total has no effect on the direction of Retained Earnings i.e., United Security's Retained Earnings and Short Long Term Debt Total go up and down completely randomly.

Correlation Coefficient

0.45
Relationship DirectionPositive 
Relationship StrengthWeak

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Short Long Term Debt Total

Most indicators from United Security's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into United Security Banc current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
At this time, United Security's Sales General And Administrative To Revenue is very stable compared to the past year. As of the 10th of May 2024, Enterprise Value Over EBITDA is likely to grow to 88.69, while Selling General Administrative is likely to drop about 11 M.
 2021 2022 2023 2024 (projected)
Total Revenue38.9M47.8M65.4M35.7M
Interest Expense2.1M3.2M11.1M11.6M

United Security fundamental ratios Correlations

0.910.140.46-0.580.410.310.660.210.880.44-0.180.940.630.30.250.170.70.470.790.850.48-0.470.34-0.150.47
0.910.130.51-0.660.490.270.410.160.820.51-0.330.910.390.450.20.160.790.50.760.970.25-0.480.320.080.54
0.140.13-0.15-0.140.02-0.63-0.26-0.670.140.26-0.5-0.02-0.310.39-0.68-0.690.250.620.090.130.19-0.11-0.560.55-0.1
0.460.51-0.15-0.430.320.660.490.580.490.710.110.430.530.060.590.590.73-0.050.160.50.210.00.76-0.040.17
-0.58-0.66-0.14-0.43-0.41-0.17-0.33-0.09-0.43-0.30.04-0.64-0.34-0.1-0.1-0.06-0.55-0.31-0.43-0.63-0.460.16-0.19-0.02-0.6
0.410.490.020.32-0.410.310.00.270.450.280.130.560.14-0.060.220.220.42-0.060.460.550.540.070.35-0.080.28
0.310.27-0.630.66-0.170.310.660.990.430.150.580.450.75-0.370.990.980.28-0.570.220.270.170.180.98-0.580.22
0.660.41-0.260.49-0.330.00.660.620.560.140.410.630.98-0.280.660.570.3-0.110.410.330.49-0.070.63-0.580.28
0.210.16-0.670.58-0.090.270.990.620.330.030.650.360.72-0.461.00.990.15-0.670.150.160.140.260.95-0.610.2
0.880.820.140.49-0.430.450.430.560.330.44-0.20.860.560.360.370.310.710.360.810.760.32-0.450.46-0.210.34
0.440.510.260.71-0.30.280.150.140.030.44-0.280.310.130.360.040.050.880.340.010.550.13-0.160.340.31-0.05
-0.18-0.33-0.50.110.040.130.580.410.65-0.2-0.28-0.050.52-0.970.60.59-0.3-0.89-0.24-0.260.420.720.51-0.54-0.01
0.940.91-0.020.43-0.640.560.450.630.360.860.31-0.050.630.180.390.320.620.290.850.860.48-0.410.45-0.280.56
0.630.39-0.310.53-0.340.140.750.980.720.560.130.520.63-0.380.740.650.29-0.240.40.330.560.020.71-0.640.28
0.30.450.390.06-0.1-0.06-0.37-0.28-0.460.360.36-0.970.18-0.38-0.4-0.390.430.850.340.37-0.42-0.77-0.30.440.08
0.250.2-0.680.59-0.10.220.990.661.00.370.040.60.390.74-0.40.990.17-0.620.190.190.110.190.95-0.610.21
0.170.16-0.690.59-0.060.220.980.570.990.310.050.590.320.65-0.390.990.16-0.660.120.170.020.230.95-0.550.19
0.70.790.250.73-0.550.420.280.30.150.710.88-0.30.620.290.430.170.160.410.330.810.19-0.250.420.260.16
0.470.50.62-0.05-0.31-0.06-0.57-0.11-0.670.360.34-0.890.29-0.240.85-0.62-0.660.410.420.4-0.02-0.74-0.520.420.13
0.790.760.090.16-0.430.460.220.410.150.810.01-0.240.850.40.340.190.120.330.420.650.35-0.570.16-0.260.52
0.850.970.130.5-0.630.550.270.330.160.760.55-0.260.860.330.370.190.170.810.40.650.23-0.320.340.190.5
0.480.250.190.21-0.460.540.170.490.140.320.130.420.480.56-0.420.110.020.19-0.020.350.230.170.17-0.350.16
-0.47-0.48-0.110.00.160.070.18-0.070.26-0.45-0.160.72-0.410.02-0.770.190.23-0.25-0.74-0.57-0.320.170.170.13-0.22
0.340.32-0.560.76-0.190.350.980.630.950.460.340.510.450.71-0.30.950.950.42-0.520.160.340.170.17-0.480.18
-0.150.080.55-0.04-0.02-0.08-0.58-0.58-0.61-0.210.31-0.54-0.28-0.640.44-0.61-0.550.260.42-0.260.19-0.350.13-0.48-0.09
0.470.54-0.10.17-0.60.280.220.280.20.34-0.05-0.010.560.280.080.210.190.160.130.520.50.16-0.220.18-0.09
Click cells to compare fundamentals

United Security Account Relationship Matchups

United Security fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets956.9M1.1B1.3B1.3B1.2B802.4M
Total Stockholder Equity116.0M117.8M120.2M112.5M122.5M84.3M
Other Assets556.1M605.4M726.6M1.0B1.00.95
Common Stock Shares Outstanding17.0M17.0M17.0M17.1M17.1M18.2M
Liabilities And Stockholders Equity956.9M1.1B1.3B1.3B1.2B802.4M
Other Stockholder Equity368K(728K)(1.2M)(17.5M)(1.0)(0.95)
Total Liab840.9M974.8M13.9M1.2B1.1B667.5M
Short Long Term Debt Total14.3M13.9M13.9M13.0M74.7M78.4M
Other Current Liab(59K)(33K)1.2B810.1M931.6M978.2M
Total Current Liabilities59K33K2.7M2.1M872.7M916.3M
Other Liab8.2M8.3M8.7M8.3M9.5M6.8M
Property Plant And Equipment Net12.7M11.0M11.5M11.8M10.4M11.5M
Net Debt(204.7M)(280.2M)(205.3M)(25.6M)33.9M35.6M
Retained Earnings57.6M59.1M61.7M69.9M77.0M45.1M
Accounts Payable59K33K1.2B1.2B1.3B1.4B
Cash219.0M294.1M219.2M38.6M40.8M38.7M
Non Current Assets Total97.3M101.7M198.7M29.1M1.2B1.2B
Non Currrent Assets Other(3.2M)(2.9M)(3.6M)(210.9M)1.1B1.2B
Long Term Debt10.8M10.9M11.2M10.9M11.2M9.8M
Cash And Short Term Investments295.3M376.4M398.1M246.1M(40.6M)(38.5M)
Net Receivables8.2M9.1M7.5M8.5M7.9M4.7M
Common Stock Total Equity58.6M59.0M59.4M59.6M68.6M45.1M
Non Current Liabilities Total14.3M13.9M13.9M1.2B218.8M229.7M
Inventory(234.0M)(307.2M)(231.3M)4.6M32.6M34.3M
Property Plant And Equipment Gross12.7M12.0M11.5M11.8M29.9M31.4M
Total Current Assets303.5M385.5M405.7M247.7M53.3M50.6M
Accumulated Other Comprehensive Income(632K)(728K)(1.2M)(17.5M)(15.0M)(14.3M)
Common Stock59.0M59.4M59.6M60.0M60.6M45.2M
Property Plant Equipment9.4M11.0M11.5M11.8M13.5M11.4M
Short Term Investments76.3M82.3M178.9M207.5M181.3M190.3M
Other Current Assets234.0M307.2M231.3M(6.9M)53.3M50.6M
Net Tangible Assets111.5M113.3M115.7M108.0M124.2M100.8M
Retained Earnings Total Equity49.9M57.6M59.1M61.7M71.0M46.3M
Long Term Debt Total10.2M10.8M10.9M11.2M12.9M11.0M
Long Term Investments588.6M86.2M182.6M210.9M187.8M315.5M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards United Security in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, United Security's short interest history, or implied volatility extrapolated from United Security options trading.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the United Security Banc information on this page should be used as a complementary analysis to other United Security's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Stocks Directory module to find actively traded stocks across global markets.

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When running United Security's price analysis, check to measure United Security's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Security is operating at the current time. Most of United Security's value examination focuses on studying past and present price action to predict the probability of United Security's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Security's price. Additionally, you may evaluate how the addition of United Security to your portfolios can decrease your overall portfolio volatility.
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Is United Security's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Dividend Share
0.47
Earnings Share
1.04
Revenue Per Share
2.984
Quarterly Revenue Growth
(0.15)
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.