Pathfinder Bancorp Net Worth
Pathfinder Bancorp Net Worth Breakdown | PBHC |
Pathfinder Bancorp Net Worth Analysis
Pathfinder Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Pathfinder Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Pathfinder Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Pathfinder Bancorp's net worth analysis. One common approach is to calculate Pathfinder Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Pathfinder Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Pathfinder Bancorp's net worth. This approach calculates the present value of Pathfinder Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Pathfinder Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Pathfinder Bancorp's net worth. This involves comparing Pathfinder Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Pathfinder Bancorp's net worth relative to its peers.
Enterprise Value |
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To determine if Pathfinder Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Pathfinder Bancorp's net worth research are outlined below:
About 27.0% of the company outstanding shares are owned by corporate insiders | |
On 10th of May 2024 Pathfinder Bancorp paid $ 0.1 per share dividend to its current shareholders | |
Latest headline from investing.com: Pathfinder Bancorp director buys 3.2k in stock |
Pathfinder Bancorp Quarterly Good Will |
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Pathfinder Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Pathfinder Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pathfinder Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024 Upcoming Quarterly Report | View | |
31st of December 2023 Next Fiscal Quarter End | View |
Know Pathfinder Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Pathfinder Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Pathfinder Bancorp backward and forwards among themselves. Pathfinder Bancorp's institutional investor refers to the entity that pools money to purchase Pathfinder Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Northern Trust Corp | 2023-12-31 | 11.9 K | Bridgeway Capital Management, Llc | 2023-12-31 | 10.2 K | Blackrock Inc | 2023-12-31 | 9.1 K | Rockbridge Investment Management, Llc | 2023-12-31 | 2.1 K | Tower Research Capital Llc | 2023-12-31 | 992 | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 526 | Royal Bank Of Canada | 2023-12-31 | 215 | Wells Fargo & Co | 2023-12-31 | 18.0 | Creative Planning Inc | 2023-12-31 | 0.0 | Minerva Advisors Llc | 2023-12-31 | 256.6 K | Alliancebernstein L.p. | 2024-03-31 | 247.3 K |
Follow Pathfinder Bancorp's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 76.98 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Pathfinder Bancorp's market, we take the total number of its shares issued and multiply it by Pathfinder Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Market Cap |
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Project Pathfinder Bancorp's profitablity
Pathfinder Bancorp's profitability indicators refer to fundamental financial ratios that showcase Pathfinder Bancorp's ability to generate income relative to its revenue or operating costs. If, let's say, Pathfinder Bancorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Pathfinder Bancorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Pathfinder Bancorp's profitability requires more research than a typical breakdown of Pathfinder Bancorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0 | 0 | |
Return On Capital Employed | (0.0002) | (0.0002) | |
Return On Assets | 0 | 0 | |
Return On Equity | 0.02 | 0.02 |
When accessing Pathfinder Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Pathfinder Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Pathfinder Bancorp's profitability and make more informed investment decisions.
The data published in Pathfinder Bancorp's official financial statements usually reflect Pathfinder Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Pathfinder Bancorp. For example, before you start analyzing numbers published by Pathfinder accountants, it's critical to develop an understanding of what Pathfinder Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Pathfinder Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Pathfinder Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Pathfinder Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Pathfinder Bancorp. Please utilize our Beneish M Score to check the likelihood of Pathfinder Bancorp's management manipulating its earnings.
Evaluate Pathfinder Bancorp's management efficiency
As of June 2, 2024, Return On Tangible Assets is expected to decline to 0. The current year's Return On Capital Employed is expected to grow to -0.0002. At present, Pathfinder Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.4 B, whereas Total Current Assets are forecasted to decline to about 56.3 M. Pathfinder Bancorp's management efficiency ratios could be used to measure how well Pathfinder Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 19.81 | 20.80 | |
Net Current Asset Value | 0.00 | 0.00 | |
Tangible Asset Value | 0.00 | 0.00 | |
Tangible Book Value Per Share | 19.17 | 18.36 | |
Enterprise Value Over EBITDA | -1.9 K | -1.8 K | |
Price Book Value Ratio | 0.71 | 1.23 | |
Enterprise Value Multiple | -1.9 K | -1.8 K | |
Price Fair Value | 0.71 | 1.23 | |
Enterprise Value | 155.4 M | 163.1 M |
The analysis of Pathfinder Bancorp's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Pathfinder Bancorp's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Pathfinder Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Revenue 40.7 M | Quarterly Revenue Growth (0.04) | Revenue Per Share 6.724 | Return On Equity 0.0813 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pathfinder Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pathfinder Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pathfinder Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Regina Bass over two months ago Insider Trading | ||
Daniel Phillips over two months ago Insider Trading | ||
Dowd James A. over two months ago Acquisition by Dowd James A. of 425 shares of Pathfinder Bancorp at 12.55 subject to Rule 16b-3 | ||
Crawford-hamlin Meghan over two months ago Acquisition by Crawford-hamlin Meghan of 1000 shares of Pathfinder Bancorp at 11.502 subject to Rule 16b-3 | ||
Robert Butkowski over two months ago Acquisition by Robert Butkowski of 3500 shares of Pathfinder Bancorp at 11.95 subject to Rule 16b-3 | ||
Thomas Steven W over three months ago Purchase by Thomas Steven W of 412 shares of Pathfinder Bancorp | ||
Ronald Tascarella over six months ago Pathfinder Bancorp exotic insider transaction detected | ||
Ronald Tascarella over a year ago Pathfinder Bancorp exotic insider transaction detected | ||
Ronald Tascarella over a year ago Sale by Ronald Tascarella of tradable shares of Pathfinder Bancorp |
Pathfinder Bancorp Corporate Filings
F4 | 21st of May 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 15th of May 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 8th of May 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
23rd of April 2024 Other Reports | ViewVerify |
Pathfinder Bancorp Earnings per Share Projection vs Actual
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Pathfinder Bancorp Corporate Management
Elected by the shareholders, the Pathfinder Bancorp's board of directors comprises two types of representatives: Pathfinder Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Pathfinder. The board's role is to monitor Pathfinder Bancorp's management team and ensure that shareholders' interests are well served. Pathfinder Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Pathfinder Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Heather Bush | Vice Resources | Profile | |
William OBrien | Chief VP | Profile | |
Walter CPA | CFO VP | Profile | |
Roberta Davis | Vice Analyst | Profile | |
Daniel Phillips | Senior Officer | Profile |
How to buy Pathfinder Stock?
The net worth of Pathfinder Bancorp is the difference between its total assets and liabilities. Pathfinder Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Pathfinder Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Pathfinder Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Pathfinder Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Pathfinder Bancorp stock.Already Invested in Pathfinder Bancorp?
The danger of trading Pathfinder Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Pathfinder Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Pathfinder Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Pathfinder Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pathfinder Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in rate. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.Note that the Pathfinder Bancorp information on this page should be used as a complementary analysis to other Pathfinder Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
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When running Pathfinder Bancorp's price analysis, check to measure Pathfinder Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pathfinder Bancorp is operating at the current time. Most of Pathfinder Bancorp's value examination focuses on studying past and present price action to predict the probability of Pathfinder Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pathfinder Bancorp's price. Additionally, you may evaluate how the addition of Pathfinder Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Pathfinder Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Dividend Share 0.37 | Earnings Share 1.42 | Revenue Per Share 6.724 | Quarterly Revenue Growth (0.04) |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.