Southern Missouri Profitability Analysis

SMBC Stock  USD 43.25  0.79  1.86%   
Considering the key profitability indicators obtained from Southern Missouri's historical financial statements, Southern Missouri Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in June. Profitability indicators assess Southern Missouri's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1994-12-31
Previous Quarter
12.2 M
Current Value
11.3 M
Quarterly Volatility
3.8 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At present, Southern Missouri's Days Sales Outstanding is projected to drop based on the last few years of reporting. The current year's EV To Sales is expected to grow to 5.67, whereas Operating Cash Flow Sales Ratio is forecasted to decline to 0.30. At present, Southern Missouri's Income Before Tax is projected to increase significantly based on the last few years of reporting. The current year's Total Other Income Expense Net is expected to grow to about 59.7 M, whereas Accumulated Other Comprehensive Income is projected to grow to (18.7 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.210.23
Significantly Down
Very volatile
Operating Profit Margin0.350.37
Notably Down
Slightly volatile
Pretax Profit Margin0.30.29
Sufficiently Up
Pretty Stable
Return On Assets0.00780.0081
Sufficiently Down
Very volatile
Return On Equity0.07640.0792
Sufficiently Down
Pretty Stable
For Southern Missouri profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Southern Missouri to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Southern Missouri Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Southern Missouri's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Southern Missouri Bancorp over time as well as its relative position and ranking within its peers.
  
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Is Southern Missouri's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern Missouri. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern Missouri listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.5
Dividend Share
0.84
Earnings Share
4.66
Revenue Per Share
14.445
Quarterly Revenue Growth
0.307
The market value of Southern Missouri Bancorp is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern Missouri's value that differs from its market value or its book value, called intrinsic value, which is Southern Missouri's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern Missouri's market value can be influenced by many factors that don't directly affect Southern Missouri's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern Missouri's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern Missouri is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern Missouri's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Southern Missouri Bancorp Return On Asset vs. Return On Equity Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Southern Missouri's current stock value. Our valuation model uses many indicators to compare Southern Missouri value to that of its competitors to determine the firm's financial worth.
Southern Missouri Bancorp is rated fourth in return on equity category among related companies. It is rated third in return on asset category among related companies reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Southern Missouri Bancorp is roughly  9.74 . At present, Southern Missouri's Return On Equity is projected to increase slightly based on the last few years of reporting.Comparative valuation analysis is a catch-all model that can be used if you cannot value Southern Missouri by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Southern Missouri's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Southern Missouri's earnings, one of the primary drivers of an investment's value.

Southern Return On Asset vs. Return On Equity

Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Southern Missouri

Return On Equity

 = 

Net Income

Total Equity

 = 
0.11
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

Southern Missouri

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0117
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

Southern Return On Asset Comparison

Southern Missouri is currently under evaluation in return on asset category among related companies.

Southern Missouri Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Southern Missouri, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Southern Missouri will eventually generate negative long term returns. The profitability progress is the general direction of Southern Missouri's change in net profit over the period of time. It can combine multiple indicators of Southern Missouri, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-19.7 M-18.7 M
Operating Income56.9 M59.7 M
Income Before Tax56.9 M59.7 M
Total Other Income Expense Net56.9 M59.7 M
Net Income45.1 M47.4 M
Income Tax Expense11.8 M12.3 M
Net Income Applicable To Common Shares44.9 M47.1 M
Net Income From Continuing Ops35.3 M58.6 M
Net Interest Income145.8 M83.5 M
Interest Income202.9 M104.8 M
Change To Netincome14 M14.7 M
Net Income Per Share 3.49  3.66 
Income Quality 1.82  2.90 
Net Income Per E B T 0.91  0.94 

Southern Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Southern Missouri. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Southern Missouri position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Southern Missouri's important profitability drivers and their relationship over time.

Southern Missouri Profitability Trends

Southern Missouri profitability trend refers to the progression of profit or loss within a business. An upward trend means that Southern Missouri's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is Southern Missouri's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.

Southern Missouri Profitability Drivers Correlations

One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between Southern Missouri different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards Southern Missouri in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down Southern Missouri's future profitability.

Use Southern Missouri in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Southern Missouri position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Southern Missouri will appreciate offsetting losses from the drop in the long position's value.

Southern Missouri Pair Trading

Southern Missouri Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Southern Missouri could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Southern Missouri when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Southern Missouri - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Southern Missouri Bancorp to buy it.
The correlation of Southern Missouri is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Southern Missouri moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Southern Missouri Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Southern Missouri can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Southern Missouri position

In addition to having Southern Missouri in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Large Blend Funds
Large Blend Funds Theme
Fund or Etfs that invest in stocks of large organizations that have characteristics of both growth and value companies. The Large Blend Funds theme has 42 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Large Blend Funds Theme or any other thematic opportunities.
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When determining whether Southern Missouri Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Southern Missouri's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Southern Missouri Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Southern Missouri Bancorp Stock:
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Note that the Southern Missouri Bancorp information on this page should be used as a complementary analysis to other Southern Missouri's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.

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When running Southern Missouri's price analysis, check to measure Southern Missouri's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern Missouri is operating at the current time. Most of Southern Missouri's value examination focuses on studying past and present price action to predict the probability of Southern Missouri's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern Missouri's price. Additionally, you may evaluate how the addition of Southern Missouri to your portfolios can decrease your overall portfolio volatility.
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To fully project Southern Missouri's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Southern Missouri Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Southern Missouri's income statement, its balance sheet, and the statement of cash flows.
Potential Southern Missouri investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Southern Missouri investors may work on each financial statement separately, they are all related. The changes in Southern Missouri's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Southern Missouri's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.