Cullman Historical Income Statement

CULL Stock  USD 10.28  0.11  1.06%   
Historical analysis of Cullman Bancorp income statement accounts such as Interest Expense of 4.5 M, Selling General Administrative of 8.3 M or Selling And Marketing Expenses of 137.1 K can show how well Cullman Bancorp performed in making a profits. Evaluating Cullman Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Cullman Bancorp's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Cullman Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Cullman Bancorp is a good buy for the upcoming year.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.

About Cullman Income Statement Analysis

Cullman Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Cullman Bancorp shareholders. The income statement also shows Cullman investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Cullman Bancorp Income Statement Chart

Cullman Bancorp Income Statement is one of the three primary financial statements used for reporting Cullman's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Cullman Bancorp revenue and expense. Cullman Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Cullman Bancorp's EBITDA is quite stable compared to the past year. Total Operating Expenses is expected to rise to about 5.3 M this year, although the value of Gross Profit will most likely fall to about 12.7 M.

Total Revenue

Total revenue comprises all receipts Cullman Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Cullman Bancorp minus its cost of goods sold. It is profit before Cullman Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Cullman Bancorp. It is also known as Cullman Bancorp overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Cullman Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Cullman Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.At this time, Cullman Bancorp's EBITDA is quite stable compared to the past year. Total Operating Expenses is expected to rise to about 5.3 M this year, although the value of Gross Profit will most likely fall to about 12.7 M.
 2021 2022 2023 2024 (projected)
Gross Profit13.1M16.9M16.9M12.7M
Total Revenue13.1M16.9M16.9M12.7M

Cullman Bancorp income statement Correlations

0.790.88-0.65-0.12-0.12-0.40.320.70.91-0.72-0.25-0.58-0.11-0.52-0.08-0.170.540.45-0.6
0.790.61-0.57-0.31-0.31-0.580.60.760.85-0.27-0.4-0.69-0.29-0.54-0.280.030.380.42-0.37
0.880.61-0.50.330.33-0.010.230.630.83-0.70.13-0.270.28-0.330.3-0.160.760.63-0.84
-0.65-0.57-0.50.090.090.5-0.3-0.53-0.630.39-0.010.24-0.050.1-0.05-0.08-0.15-0.240.09
-0.12-0.310.330.091.00.71-0.09-0.05-0.06-0.10.870.630.890.430.880.080.50.45-0.48
-0.12-0.310.330.091.00.71-0.09-0.05-0.06-0.10.870.630.890.430.880.080.50.45-0.48
-0.4-0.58-0.010.50.710.71-0.36-0.34-0.37-0.110.510.790.530.240.49-0.3-0.01-0.17-0.12
0.320.60.23-0.3-0.09-0.09-0.360.790.62-0.130.0-0.550.05-0.140.010.510.230.23-0.13
0.70.760.63-0.53-0.05-0.05-0.340.790.93-0.5-0.11-0.60.04-0.460.00.160.380.32-0.37
0.910.850.83-0.63-0.06-0.06-0.370.620.93-0.62-0.16-0.62-0.02-0.5-0.020.020.520.44-0.55
-0.72-0.27-0.70.39-0.1-0.1-0.11-0.13-0.5-0.620.080.18-0.060.43-0.040.41-0.210.020.37
-0.25-0.40.13-0.010.870.870.510.0-0.11-0.160.080.610.960.660.960.470.420.44-0.3
-0.58-0.69-0.270.240.630.630.79-0.55-0.6-0.620.180.610.560.50.53-0.13-0.23-0.210.22
-0.11-0.290.28-0.050.890.890.530.050.04-0.02-0.060.960.560.440.990.380.480.47-0.39
-0.52-0.54-0.330.10.430.430.24-0.14-0.46-0.50.430.660.50.440.460.520.060.150.07
-0.08-0.280.3-0.050.880.880.490.010.0-0.02-0.040.960.530.990.460.410.540.53-0.44
-0.170.03-0.16-0.080.080.08-0.30.510.160.020.410.47-0.130.380.520.410.290.42-0.04
0.540.380.76-0.150.50.5-0.010.230.380.52-0.210.42-0.230.480.060.540.290.95-0.96
0.450.420.63-0.240.450.45-0.170.230.320.440.020.44-0.210.470.150.530.420.95-0.83
-0.6-0.37-0.840.09-0.48-0.48-0.12-0.13-0.37-0.550.37-0.30.22-0.390.07-0.44-0.04-0.96-0.83
Click cells to compare fundamentals

Cullman Bancorp Account Relationship Matchups

Cullman Bancorp income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization(4.8M)577K473K335K469K492.5K
Selling General Administrative1.3M6.3M7.4M8.7M7.9M8.3M
Total Revenue15.8M12.8M13.1M16.9M16.9M12.7M
Gross Profit15.8M12.8M13.1M16.9M16.9M12.7M
Other Operating Expenses11.0M8.3M11.0M10.2M5.1M7.7M
Operating Income4.8M4.5M2.1M6.6M5.1M4.0M
Ebit4.7M4.5M2.1M6.6M4.6M3.1M
Ebitda(40K)5.1M2.6M7.0M5.1M5.3M
Total Operating Expenses7.9M(8.3M)(11.0M)(10.2M)5.1M5.3M
Income Before Tax4.8M4.5M2.1M5.3M5.1M3.7M
Total Other Income Expense Net4.8M4.5M2.1M(1.4M)(35K)(33.3K)
Net Income3.7M3.5M1.8M4.2M4.0M2.6M
Income Tax Expense1.0M957K344K1.1M1.1M1.1M
Net Income Applicable To Common Shares3.7M3.5M1.8M4.2M4.8M2.9M

Pair Trading with Cullman Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Cullman Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Cullman Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against Cullman Stock

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The ability to find closely correlated positions to Cullman Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Cullman Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Cullman Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Cullman Bancorp to buy it.
The correlation of Cullman Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Cullman Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Cullman Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Cullman Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.

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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
0.12
Earnings Share
0.54
Revenue Per Share
2.38
Quarterly Revenue Growth
(0.09)
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.